FOUNDATIONS in PERSONAL FINANCE

 

Foundations in Personal Finance
for Homeschool


Foundations in Personal Finance for Homeschool is a complete, turnkey, high school curriculum used by more than 15,000 homeschool students and designed to fully equip homeschool teachers with everything needed for a dynamic learning experience. We've included lesson plans, teaching delivered via video by Dave Ramsey and his team of experts, and a blended learning website, foundationsU.com. In addition, more than 35 activities are included which focus on providing 21st century personal finance knowledge and skills in a student-centered approach to learning.

Sample Chapter                             Chapter Summaries


Homeschool Curriculum Features

We've updated our curriculum to include even more features and benefits for you and your students.

  • Comprehensive, flexible, turn-key personal finance curriculum
  • Teaching delivered via video by Dave Ramsey and his team of experts
  • Homeschool version of student text with added scripture references
  • 150+ page digital teacher's guide
  • Meets standards and benchmarks in all 50 states
  • Meets all Jump$tart national standards
  • Blended learning site with calculators, tools and resources
  • 4 new chapters: Introduction to Personal Finance, Life After High School, Careers and Taxes, and Giving
  • 35+ classroom activities focused on providing 21st century personal finance knowledge and skills in a student-centered, competency-based approach to learning



Chapter Summaries

Each chapter begins with a preview of what students will learn, key terms, and a pre-teach activity. In addition to the practical, real-world personal finance instruction, the student text is filled with graphs, charts, case studies, relevant statistics, quotes, and related scripture references. Throughout each chapter, students are prompted with journal questions that require them to pause and reflect on what they've learned. This student-centered approach is intended to promote ownership of their learning. At the end of each chapter, students are provided a variety of opportunities to apply, review, and assess their understanding.

Foundations in Personal Finance is designed in four distinct units. Each unit contains three chapters taught on video by Dave and his team.

The instructors creatively weave in humor and real-life stories that educate and reinforce sound principles of managing money. While watching on video, students follow along using the student text.

Unit 1: Saving and Budgeting

  • Chapter 1. Introduction to Personal Finance

    Introduces the topic of personal finance, explores the evolution of the American credit industry, and highlights the importance of both knowledge and behavior when it comes to managing money.

  • Chapter 2. Saving

    Emphasizes the importance of saving and explains the three reasons to save: emergencies, large purchases, and wealth building.

  • Chapter 3. Budgeting

    Explores the purpose and process of writing a budget and the basics of banking, including balancing and reconciling a checking account.

Unit 2: Credit and Debt

  • Chapter 4. Debt

    Identifies the devastating costs of using debt as a financial tool, debunks credit myths, explains the elements of a credit score, identifies organizations that maintain consumer credit records, and summarizes major consumer credit laws.

  • Chapter 5. Life after High School

    Explores 21st Century post-secondary education and career options, highlights the importance of avoiding debt as a young adult, and explains how to cash flow a college education.

  • Chapter 6. Consumer Awareness

    Identifies factors that influence consumer behavior and the effect of inflation on buying power.

Unit 3: Financial Planning and Insurance

  • Chapter 7. Bargain Shopping

    Highlights the importance of bargain shopping as part of a healthy financial plan and identifies important negotiation strategies.

  • Chapter 8. Investing and Retirement

    Establishes basic investing guidelines, describes and compares various types of investments, and identifies elements of employer benefits and retirement plans.

  • Chapter 9. Insurance

    Identifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.

Unit 4: Income, Taxes, and Giving

  • Chapter 10. Money and Relationships

    Identifies the differences among people's values and attitudes as they relate to money and highlights communication strategies for discussing financial issues.

  • Chapter 11. Careers and Taxes

    Examines the importance of pursuing a career in line with your strengths, the elements of effective goal setting, the best practices of successful people, and types of income and taxes.

  • Chapter 12. Giving

    Highlights the importance of giving of your time, talents, and money in order to serve others and leave a lasting legacy.

testimonies

The Most Important Course

"This course is by far the most important course that I could have given to my children as I prepare them to enter the world." Dani W.

Great High
School Course

"This is a great series for high school finance. Dave's lectures are very engaging. He is so enthusiastic, and funny, that even a high schooler finds it interesting to watch. I myself have learned a lot from it!" Jojo867

Essential For Every Teen!

"My son has gone from spendthrift to "emergency fund" builder in just a few short weeks! He is also learning real life lessons on how to develop good saving habits now with a plan for the future. This course is a must for every teenager!" militarymom9

Dave Got Thru To His Teen Brain!

"Oh how I wish I had been exposed to these financial principles when I was in high school. But, you say it would have gone in one ear and out the other, so why bother? Not this DVD training series! Dave breaks through the barrier in the teen mind and plants sound principles for handling finances. Just last night our son overheard a person on Pawn Stars mention why they were selling an item and what they intended to spend the proceeds of their sale on. Without a second thought our opinionated son spouted off 3 or 4 things that he said Dave [Ramsey] would disagree strongly with. It brought a lil tear to our eyes. He is listening....and it is sticking!! This Foundational series is worth every penny!" XtraFibre

Amazing

"This course was incredible. At 17 I want to start making smart financial decisions, but wasn't exactly sure where to begin. Dave does such a great job of explaining it, and I was totally inspired to make wise money decisions. And never have a car payment or use credit cards." lhancuff

Excited To Teach My High Schooler

"This is probably the most helpful "math" that my high school child will ever use. It should be a requirement for anyone and everyone! Not only is it very understandable and clear, but the principles taught are priceless. Who wouldn't want their teen to be on the right track financially at the start of their lives. I highly recommend using this program!!" Joez