Foundations in Personal Finance

Empowering students to make sound financial decisions for life

Available now! Read the latest research by Ramsey Solutions and Foundations: The Students and Money National Research Report.
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  • Goes Beyond the Classroom

    Foundations in Personal Finance goes beyond practical money basics, equipping educators with resources to help students create new financial habits and transform the way they approach money altogether.

  • Builds Financial Confidence

    Educators, through their passion for teaching and commitment to shaping the next generation, use Foundations resources to empower their students to save, budget, avoid debt, spend wisely and invest. Students learn to build confidence in their own financial decision-making.

  • Leads to Life-Change

    Foundations students are inspired by real-life examples and can apply the concepts taught to form good money habits early in life, changing their lives forever.

Ramsey Solutions is the industry leader in personal finance education.

Educators have dedicated their lives to shaping the next generation. You understand that students are facing money decisions that could impact them for decades and are graduating without the basic knowledge needed to thrive in today's economy. That’s why we created Foundations in Personal Finance: High School Edition. One in three high schools across the country have used Foundations and more than three million students have been empowered to make sound financial decisions for life. Today, our newly released middle school curriculum is building financial confidence even earlier, more than 70,000 homeschool students have been empowered through our homeschool curricula, and our college curriculum is on more than 680 college campuses across the United States. Together, we're making a difference. And it's all because of dedicated educators like you.