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<title>Dave Ramsey</title>
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<description>Real Life Money Stories</description>
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<lastBuildDate>Thu, 09 Feb 2012 01:02:04 CST</lastBuildDate>
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<title>Dave Says - February 7, 2012</title>
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<pubDate>Tue, 07 Feb 2012 10:02:38 CST</pubDate>
<description>My wife and I bought some furniture a while back ... </description>
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<title>Dave Says - January 24, 2012</title>
<guid>http://www.daveramsey.com/davesays/column/column/dave_says_2012-01-24</guid>
<link>http://www.daveramsey.com/davesays/column/column/dave_says_2012-01-24</link>
<pubDate>Tue, 24 Jan 2012 10:01:42 CST</pubDate>
<description>In your plan, you talk about Baby Step 3 as saving enough to have three to six months of expenses ... </description>
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<item>
<title>Dave Says - January 16, 2012</title>
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<link>http://www.daveramsey.com/davesays/column/column/dave_says_2012-01-16</link>
<pubDate>Mon, 16 Jan 2012 11:01:53 CST</pubDate>
<description>We've read about your plan, and we're in pretty good shape financially, but ...</description>
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<item>
<title>Dave Says - January 10, 2012</title>
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<pubDate>Tue, 10 Jan 2012 10:01:17 CST</pubDate>
<description>I have old credit card debt that goes back a few years ... </description>
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<title>Dave Says - January 2, 2012</title>
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<pubDate>Mon, 02 Jan 2012 14:01:56 CST</pubDate>
<description>My wife and I have gone from having almost nothing to making about $90,000 in the last few years ... </description>
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<item>
<title>Dave Says - December 27, 2011</title>
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<pubDate>Tue, 27 Dec 2011 08:12:54 CST</pubDate>
<description>I've noticed that lots of people seem to get defensive when it comes to talking about money ... </description>
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<title>Dave Says - December 19, 2011</title>
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<pubDate>Mon, 19 Dec 2011 13:12:18 CST</pubDate>
<description>I've heard you say that people spend more with plastic than with cash ... </description>
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<item>
<title>Dave Says - December 13, 2011</title>
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<pubDate>Tue, 13 Dec 2011 10:12:21 CST</pubDate>
<description>Our financial situation is pretty good now, and my husband and I feel it is time to start giving ... </description>
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<item>
<title>Dave Says - December 6, 2011</title>
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<pubDate>Tue, 06 Dec 2011 10:12:30 CST</pubDate>
<description>I'm about to buy my first home. My plan is to buy a duplex and rent out the other side ... </description>
</item>
<item>
<title>Dave Says - November 29, 2011</title>
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<link>http://www.daveramsey.com/davesays/column/column/dave_says_2011-11-29</link>
<pubDate>Tue, 29 Nov 2011 09:11:26 CST</pubDate>
<description>When does reaching the point of being debt-free become more important than marriage? </description>
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