http://www.daveramsey.com/ Real Life Money Stories en-us Thu, 09 Feb 2012 06:02:45 CST 180 Saturday Sunday http://www.daveramsey.com/article/3-options-for-overcoming-an-underwater-mortgage/lifeandmoney_realestate http://www.daveramsey.com/article/3-options-for-overcoming-an-underwater-mortgage/lifeandmoney_realestate Thu, 29 Sep 2011 00:09:00 CST If you can pay a bill you promised to pay, pay it—even if it's unpleasant, inconvenient and the vacation fund doesn't get funded. You have options that will allow you to save your credit score and keep your integrity. http://www.daveramsey.com/article/the-ugly-truth-of-reverse-mortgages/lifeandmoney_realestate http://www.daveramsey.com/article/the-ugly-truth-of-reverse-mortgages/lifeandmoney_realestate Wed, 28 Sep 2011 00:09:00 CST Misleading advertising can't hide the ugly parts of this product. http://www.daveramsey.com/article/business-growth-moving-beyond-your-home-office/lifeandmoney_realestate http://www.daveramsey.com/article/business-growth-moving-beyond-your-home-office/lifeandmoney_realestate Fri, 16 Sep 2011 00:09:00 CST It's a nerve-racking question for business owners to wrestle with — is it time to move my business operations from my home to a commercial business space? http://www.daveramsey.com/article/mortgage-option-horror-stories/lifeandmoney_realestate http://www.daveramsey.com/article/mortgage-option-horror-stories/lifeandmoney_realestate Fri, 02 Sep 2011 00:09:00 CST Alternative mortgage options are horror stories waiting to happen. Learn from the mistakes of others and stick to a 15-year fixed mortgage if you're not paying cash for your home. http://www.daveramsey.com/article/three-essential-tools-for-getting-great-real-estate-deals/lifeandmoney_realestate http://www.daveramsey.com/article/three-essential-tools-for-getting-great-real-estate-deals/lifeandmoney_realestate Thu, 01 Sep 2011 00:09:00 CST A buyer's agent has the knowledge, skills and experience to get you a great deal on your next home. Don't house-hunt without one! http://www.daveramsey.com/article/tips-to-sell-your-home-for-top-dollar/lifeandmoney_realestate http://www.daveramsey.com/article/tips-to-sell-your-home-for-top-dollar/lifeandmoney_realestate Thu, 01 Sep 2011 00:09:00 CST We've all heard the tried-and-true advice for selling a home. It still works, but if you're going to get your home noticed in today's market, you've got to take things up a notch. http://www.daveramsey.com/article/does-your-lease-protect-you/lifeandmoney_realestate http://www.daveramsey.com/article/does-your-lease-protect-you/lifeandmoney_realestate Wed, 24 Aug 2011 00:08:00 CST Have you ever wondered exactly what you're paying for with your business' monthly rent check? It's a good idea to know the basics of each type of lease, but keep in mind, every lease is different. http://www.daveramsey.com/article/how-to-avoid-real-estate-pitfalls-in-your-business/lifeandmoney_realestate http://www.daveramsey.com/article/how-to-avoid-real-estate-pitfalls-in-your-business/lifeandmoney_realestate Thu, 04 Aug 2011 00:08:00 CST Successful business owners are well known for their no-nonsense, get-it-done attitude. It's great for building and growing a business, but it can become a hurdle when it comes to negotiating contracts for business space. Find out how we can help. http://www.daveramsey.com/article/why-you-must-have-homeowners-insurance/lifeandmoney_realestate http://www.daveramsey.com/article/why-you-must-have-homeowners-insurance/lifeandmoney_realestate Fri, 17 Jun 2011 00:06:00 CST Some insurance you simply can't afford to go without. Homeowners insurance is no exception. Discover how much your deductible and liability coverage should be. http://www.daveramsey.com/article/5-hidden-costs-of-homeownership/lifeandmoney_realestate http://www.daveramsey.com/article/5-hidden-costs-of-homeownership/lifeandmoney_realestate Thu, 02 Jun 2011 00:06:00 CST Think you're ready to buy your first house? Make sure you're aware of these forgotten costs before you take the plunge! http://www.daveramsey.com/article/why-an-adjustable-rate-mortgage-is-bad-dr/lifeandmoney_realestate http://www.daveramsey.com/article/why-an-adjustable-rate-mortgage-is-bad-dr/lifeandmoney_realestate Thu, 26 May 2011 00:05:00 CST The ARM is a mortgage loan type where the rate is a little lower than a conventional mortgage, but that's just to bait you into it. http://www.daveramsey.com/article/mortgage-calculator/lifeandmoney_realestate http://www.daveramsey.com/article/mortgage-calculator/lifeandmoney_realestate Thu, 12 May 2011 00:05:00 CST Find out how long it will take to payoff your mortgage. See how much money you can save by making extra payments. Use Dave's Mortgage Calculator! http://www.daveramsey.com/article/refinance-the-right-way/lifeandmoney_realestate http://www.daveramsey.com/article/refinance-the-right-way/lifeandmoney_realestate Thu, 05 May 2011 00:05:00 CST The time to refinance is when you want to make a less-than-desirable mortgage better, not when you want to buy something with that money. http://www.daveramsey.com/article/how-the-30-year-mortgage-robs-your-future/lifeandmoney_realestate http://www.daveramsey.com/article/how-the-30-year-mortgage-robs-your-future/lifeandmoney_realestate Thu, 05 May 2011 00:05:00 CST You already know a 30-year mortgage is an expensive way to buy a home. But your mortgage could also cost you the chance to become a millionaire. http://www.daveramsey.com/article/should-you-buy-your-business-location/lifeandmoney_realestate http://www.daveramsey.com/article/should-you-buy-your-business-location/lifeandmoney_realestate Wed, 04 May 2011 00:05:00 CST To lease or to buy? Many business owners wrestle with that decision every day. How do you know when it's the right time? Consider these pros and cons of each option. http://www.daveramsey.com/article/three-good-reasons-to-downsize-your-home/lifeandmoney_realestate http://www.daveramsey.com/article/three-good-reasons-to-downsize-your-home/lifeandmoney_realestate Wed, 04 May 2011 00:05:00 CST Downsizing your home can be a tough decision to make. For a lot of people, it has improved their lives financially and brought their families closer. http://www.daveramsey.com/article/make-sure-your-commercial-buy-isnt-a-bust/lifeandmoney_realestate http://www.daveramsey.com/article/make-sure-your-commercial-buy-isnt-a-bust/lifeandmoney_realestate Wed, 04 May 2011 00:05:00 CST Buying a commercial space can be a completely different experience from buying residential property. But one thing that remains the same is the need for a thorough building inspection before you buy. http://www.daveramsey.com/article/how-to-buy-a-house/lifeandmoney_realestate http://www.daveramsey.com/article/how-to-buy-a-house/lifeandmoney_realestate Wed, 04 May 2011 00:05:00 CST If buying a home is part of your vision this year, then let's take a few minutes to break that vision down into a few goals. http://www.daveramsey.com/article/10-things-to-ask-a-real-estate-agent/lifeandmoney_realestate http://www.daveramsey.com/article/10-things-to-ask-a-real-estate-agent/lifeandmoney_realestate Wed, 20 Apr 2011 00:04:00 CST Not all real estate agents are the same. Here are 10 important questions you need to ask a real estate agent before hiring one to help you sell or buy a home. http://www.daveramsey.com/article/homeownership-can-pay-off-at-tax-time/lifeandmoney_realestate http://www.daveramsey.com/article/homeownership-can-pay-off-at-tax-time/lifeandmoney_realestate Thu, 31 Mar 2011 00:03:00 CST Dave always says you should never buy a home or have a mortgage just for the tax breaks. On the flip side, if you do have a home and a mortgage, be sure you take advantage of the tax savings they bring! http://www.daveramsey.com/article/three-steps-for-stress-free-home-buying/lifeandmoney_realestate http://www.daveramsey.com/article/three-steps-for-stress-free-home-buying/lifeandmoney_realestate Fri, 25 Feb 2011 00:02:00 CST Is buying a home fun? Absolutely! But it can be frustrating, too. Follow these tips to help make the process more fun and less stressful. http://www.daveramsey.com/article/61-of-homeowners-overpay-the-irs/lifeandmoney_realestate http://www.daveramsey.com/article/61-of-homeowners-overpay-the-irs/lifeandmoney_realestate Thu, 24 Feb 2011 00:02:00 CST Homeowners should always plan for tax season and seek expert advice. Failure to do so can cost you thousands of dollars. http://www.daveramsey.com/article/you-are-the-problem-and-the-solution/lifeandmoney_realestate http://www.daveramsey.com/article/you-are-the-problem-and-the-solution/lifeandmoney_realestate Tue, 18 Jan 2011 00:01:00 CST Your business is not limited by its market, a recession or even your team members. It is only limited by you and your capacity to overcome your personal limitations. http://www.daveramsey.com/article/should-you-buy-or-sell-in-2011/lifeandmoney_realestate http://www.daveramsey.com/article/should-you-buy-or-sell-in-2011/lifeandmoney_realestate Tue, 11 Jan 2011 00:01:00 CST In 2011, the real estate forecast is for a calmer season, which isn't welcome news if you're hoping for a rebound in home values, but great news if you're shopping for a home. Here's a look at the two sides of the real estate coin for next year. http://www.daveramsey.com/article/3-nearly-free-ways-to-get-your-business-noticed/lifeandmoney_realestate http://www.daveramsey.com/article/3-nearly-free-ways-to-get-your-business-noticed/lifeandmoney_realestate Fri, 07 Jan 2011 00:01:00 CST There are also some classic, good business practices that social media simply can't replace. Are you as a business owner doing these three things? http://www.daveramsey.com/article/renovations-that-cost-more-than-theyre-worth/lifeandmoney_realestate http://www.daveramsey.com/article/renovations-that-cost-more-than-theyre-worth/lifeandmoney_realestate Fri, 05 Nov 2010 00:11:00 CST When it comes to home improvements, there are some things potential buyers just won't pay extra for. Take a look at some pricey projects that will add little, if any, value to your home. http://www.daveramsey.com/article/3-things-to-do-before-you-rent-out-your-commercial-space/lifeandmoney_realestate http://www.daveramsey.com/article/3-things-to-do-before-you-rent-out-your-commercial-space/lifeandmoney_realestate Wed, 13 Oct 2010 00:10:00 CST A Dave Ramsey-recommended commercial real estate agent shares with you three things he suggests to do before you rent out commercial property. http://www.daveramsey.com/article/which-renovations-add-value-to-your-home/lifeandmoney_realestate http://www.daveramsey.com/article/which-renovations-add-value-to-your-home/lifeandmoney_realestate Fri, 08 Oct 2010 00:10:00 CST Some renovations add value to your home and will return most of your investment when you sell it. Others add no value. Take a look at some of the best home improvements for return on investment. http://www.daveramsey.com/article/important-things-to-know-about-agents-and-houses/lifeandmoney_realestate http://www.daveramsey.com/article/important-things-to-know-about-agents-and-houses/lifeandmoney_realestate Thu, 07 Oct 2010 00:10:00 CST The best way to make sure that buying a house goes off without a hitch is to get as much information about the process as possible, and to also know how to select the right real estate agent. These points will help. http://www.daveramsey.com/article/hidden-trouble-for-homebuyers/lifeandmoney_realestate http://www.daveramsey.com/article/hidden-trouble-for-homebuyers/lifeandmoney_realestate Thu, 07 Oct 2010 00:10:00 CST The best way to make sure that buying a house goes off without a hitch is to get as much information about the process as possible, and to also know how to select the right real estate agent. These points will help. http://www.daveramsey.com/article/three-reasons-to-use-cash-for-commercial-real-estate/lifeandmoney_realestate http://www.daveramsey.com/article/three-reasons-to-use-cash-for-commercial-real-estate/lifeandmoney_realestate Thu, 30 Sep 2010 00:09:00 CST Commercial real estate investing Dave's way means buying properties with no debt. That's gives you three distinct advantages in today's market - actually, any market. http://www.daveramsey.com/article/temptation-to-buy-the-big-house/lifeandmoney_realestate http://www.daveramsey.com/article/temptation-to-buy-the-big-house/lifeandmoney_realestate Wed, 29 Sep 2010 00:09:00 CST Contributor Jon Acuff explores how the media feeds our desire to spend too much on our dream home. http://www.daveramsey.com/article/taking-the-plunge-into-commercial-real-estate/lifeandmoney_realestate http://www.daveramsey.com/article/taking-the-plunge-into-commercial-real-estate/lifeandmoney_realestate Fri, 10 Sep 2010 00:09:00 CST Read this before you jump into the commercial real estate investing business to save a lot of heartache. http://www.daveramsey.com/article/commercial-lease-negotiation-qa/lifeandmoney_realestate http://www.daveramsey.com/article/commercial-lease-negotiation-qa/lifeandmoney_realestate Wed, 08 Sep 2010 00:09:00 CST One of Dave's Commercial Real Estate Endorsed Local Providers gives some great advice about negotiating commercial lease contracts. http://www.daveramsey.com/article/three-questions-to-answer-about-your-business-location/lifeandmoney_realestate http://www.daveramsey.com/article/three-questions-to-answer-about-your-business-location/lifeandmoney_realestate Thu, 02 Sep 2010 00:09:00 CST Location is about more than simply choosing a building to put your business in. As you search for the right location for your business, keep these three questions in mind. http://www.daveramsey.com/article/4-questions-homebuyers-usually-dont-ask/lifeandmoney_realestate http://www.daveramsey.com/article/4-questions-homebuyers-usually-dont-ask/lifeandmoney_realestate Wed, 04 Aug 2010 00:08:00 CST When they find a home they want to buy, most homebuyers focus on the price tag or the features. Here are four more things you'll need to ask about a home before you make an offer. http://www.daveramsey.com/article/what-to-expect-when-youre-expecting--a-realtor/lifeandmoney_realestate http://www.daveramsey.com/article/what-to-expect-when-youre-expecting--a-realtor/lifeandmoney_realestate Tue, 29 Jun 2010 00:06:00 CST Here are a few reasonable steps you can expect a great real estate agent to take. http://www.daveramsey.com/article/easy-ways-to-increase-home-value/lifeandmoney_realestate http://www.daveramsey.com/article/easy-ways-to-increase-home-value/lifeandmoney_realestate Tue, 29 Jun 2010 00:06:00 CST If you want to sell your home, make sure your house looks its best. Dave shares some important tips to help your home sell that are easy to carry out but are often overlooked. http://www.daveramsey.com/article/four-staging-tips-to-sell-your-home-fast/lifeandmoney_realestate http://www.daveramsey.com/article/four-staging-tips-to-sell-your-home-fast/lifeandmoney_realestate Tue, 29 Jun 2010 00:06:00 CST Use these tricks of the trade from a real estate professional to add value to your home and cut your home’s time on the market. http://www.daveramsey.com/article/homebuilding-101-site-selection/lifeandmoney_realestate http://www.daveramsey.com/article/homebuilding-101-site-selection/lifeandmoney_realestate Thu, 24 Jun 2010 00:06:00 CST Where you build your home will have a huge impact on your construction budget, as well as how happy you are while you live in your home. http://www.daveramsey.com/article/homebuilding-101-the-budget/lifeandmoney_realestate http://www.daveramsey.com/article/homebuilding-101-the-budget/lifeandmoney_realestate Thu, 24 Jun 2010 00:06:00 CST No matter how excited you are or how frustrated you get about building your home, you can never forget that house-building is business and you’re the boss. That means getting the result you want is up to you. http://www.daveramsey.com/article/dont-foreclose-on-your-future/lifeandmoney_realestate http://www.daveramsey.com/article/dont-foreclose-on-your-future/lifeandmoney_realestate Wed, 09 Jun 2010 00:06:00 CST Foreclosures remain a popular topic in today's economy. It seems like everyone knows someone who has dealt with this real estate nightmare. Learn why you should do everything you can to keep your house from being foreclosed. http://www.daveramsey.com/article/cut-moving-expenses-before-moving-day/lifeandmoney_realestate http://www.daveramsey.com/article/cut-moving-expenses-before-moving-day/lifeandmoney_realestate Fri, 04 Jun 2010 00:06:00 CST Whether you plan to do it yourself or hire it out, we’ve got some tips to help you save on your moving expenses. http://www.daveramsey.com/article/facebook-real-estate-successes-and-disasters/lifeandmoney_realestate http://www.daveramsey.com/article/facebook-real-estate-successes-and-disasters/lifeandmoney_realestate Fri, 28 May 2010 00:05:00 CST Dave Ramsey's Facebook friends share some of their most memorable real estate successes and disasters so you can learn from their hard-won wisdom. http://www.daveramsey.com/article/10-real-estate-terms-you-need-to-understand/lifeandmoney_realestate http://www.daveramsey.com/article/10-real-estate-terms-you-need-to-understand/lifeandmoney_realestate Tue, 18 May 2010 00:05:00 CST Here’s a list of some important terms you should learn if you’re planning any real estate transactions. http://www.daveramsey.com/article/is-a-mortgage-refinance-right-for-you/lifeandmoney_realestate http://www.daveramsey.com/article/is-a-mortgage-refinance-right-for-you/lifeandmoney_realestate Thu, 13 May 2010 00:05:00 CST You’ll need to determine if a refinance is right for you based on the specifics of your mortgage. Here are some guidelines to get you started. http://www.daveramsey.com/article/where-does-real-estate-investing-fit-in-the-baby-steps/lifeandmoney_realestate http://www.daveramsey.com/article/where-does-real-estate-investing-fit-in-the-baby-steps/lifeandmoney_realestate Thu, 13 May 2010 00:05:00 CST The truth is, real estate isn’t what caused Dave to lose everything. It was debt. Dave still believes real estate is a great investment — for the right type of investor at the right time. http://www.daveramsey.com/article/what-is-a-short-sale/lifeandmoney_realestate http://www.daveramsey.com/article/what-is-a-short-sale/lifeandmoney_realestate Thu, 13 May 2010 00:05:00 CST If you’re buying or selling a short sale, there are a lot of hoops to jump through. It’s wise to know what you’re getting into before you take the first step. http://www.daveramsey.com/article/rer-winners/lifeandmoney_realestate http://www.daveramsey.com/article/rer-winners/lifeandmoney_realestate Wed, 12 May 2010 00:05:00 CST Dave is giving away cash every weekday in May! Every day that you register, your chances improve to win the $10,000 grand prize on May 27. See how the winners are going to use their cash! http://www.daveramsey.com/article/how-todays-tough-times-mean-better-agents/lifeandmoney_realestate http://www.daveramsey.com/article/how-todays-tough-times-mean-better-agents/lifeandmoney_realestate Wed, 28 Apr 2010 00:04:00 CST Learn from a pro how the current economic climate has actually produced higher-quality real estate agents.