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<title>Dave Ramsey</title>
<link>http://www.daveramsey.com/</link>
<description>Real Life Money Stories</description>
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<lastBuildDate>Thu, 09 Feb 2012 06:02:32 CST</lastBuildDate>
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<skipDays>	<day>Saturday</day>	<day>Sunday</day>
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<title>Love It Or Love It Not</title>
<guid>http://www.daveramsey.com/article/love-it-or-love-it-not/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/love-it-or-love-it-not/lifeandmoney_other</link>
<pubDate>Wed, 08 Feb 2012 00:02:00 CST</pubDate>
<description>A lot of people love Benjamin Franklin. Oh, come on. Admit it. You're probably pretty fond of Benjamin Franklin, too. He's the guy on the front of the $100 bill, and you're not going to say you don't love $100 bills, are you? </description>
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<title>Say Yes: Change the World With a Simple Idea</title>
<guid>http://www.daveramsey.com/article/say-yes-change-the-world-with-a-simple-idea/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/say-yes-change-the-world-with-a-simple-idea/lifeandmoney_other</link>
<pubDate>Wed, 08 Feb 2012 00:02:00 CST</pubDate>
<description>The amount of need out there in the great big world can be overwhelming. How can one person make a difference? Jon Acuff answers that question.</description>
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<title>Are You Ready For Some Football?</title>
<guid>http://www.daveramsey.com/article/are-you-ready-for-some-football/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/are-you-ready-for-some-football/lifeandmoney_other</link>
<pubDate>Fri, 03 Feb 2012 00:02:00 CST</pubDate>
<description>Dave's Director of Guest Relations, Martha Thompson, has no lack of football game-day recipes to share with you! Get two of her favorites now.</description>
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<title>Big Game, Big Numbers: 10 Facts About the Super Bowl</title>
<guid>http://www.daveramsey.com/article/big-game-big-numbers-10-facts-about-the-super-bowl/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/big-game-big-numbers-10-facts-about-the-super-bowl/lifeandmoney_other</link>
<pubDate>Wed, 01 Feb 2012 14:02:34 CST</pubDate>
<description>Here's a brief list of 10 things you might not know about the big game.</description>
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<title>Martha's Recipe: Coconut Snowball Cupcakes</title>
<guid>http://www.daveramsey.com/article/marthas-recipe-debt-snowball-cupcakes/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-recipe-debt-snowball-cupcakes/lifeandmoney_other</link>
<pubDate>Thu, 12 Jan 2012 00:01:00 CST</pubDate>
<description>One of Martha's most popular creations is Debt Snowball Cupcakes. Now you can make them for any occasion!</description>
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<title>Martha's Chocolate Candy Bar Cake</title>
<guid>http://www.daveramsey.com/article/marthas-chocolate-candy-bar-cake/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-chocolate-candy-bar-cake/lifeandmoney_other</link>
<pubDate>Tue, 10 Jan 2012 00:01:00 CST</pubDate>
<description>This recipe is not about the cake, but instead all about the icing! In fact, the recipe has you start with a store-bought chocolate cake mix. But no one will ever guess!</description>
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<title>Martha's Favorite Hot Cocoa And Tea Mixes</title>
<guid>http://www.daveramsey.com/article/marthas-favorite-hot-cocoa-and-tea-mixes/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-favorite-hot-cocoa-and-tea-mixes/lifeandmoney_other</link>
<pubDate>Tue, 10 Jan 2012 00:01:00 CST</pubDate>
<description>Warm up on a chilly day and package these mixes for gifts throughout the winter season.</description>
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<title>Dave Tweets: 2011 in Review</title>
<guid>http://www.daveramsey.com/article/dave-tweets-2011-in-review/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/dave-tweets-2011-in-review/lifeandmoney_other</link>
<pubDate>Thu, 29 Dec 2011 00:12:00 CST</pubDate>
<description>Tweet, tweet! Dave has enjoyed hearing from you and responding to comments and questions throughout the year on Twitter. Here are some of the highlights from Dave's personal Twitter in 2011.</description>
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<title>Editor's Picks: Top Content From 2011</title>
<guid>http://www.daveramsey.com/article/editors-picks-top-content-from-2011/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/editors-picks-top-content-from-2011/lifeandmoney_other</link>
<pubDate>Wed, 28 Dec 2011 00:12:00 CST</pubDate>
<description>We've covered a lot of stuff this year on daveramsey.com—everything from relationships with pets and spouses to the economy and getting out of debt. Here is a sampling of some of our most popular content from the past year.</description>
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<title>Run With Endurance</title>
<guid>http://www.daveramsey.com/article/run-with-endurance/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/run-with-endurance/lifeandmoney_other</link>
<pubDate>Tue, 27 Dec 2011 00:12:00 CST</pubDate>
<description>Just the thought of running a marathon might make you tired, but the truth is that physical endurance training isn't that different from healthy money management. A top triathlete and personal trainer sheds light on the similarities.</description>
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<title>The Secret Word That Changes the World</title>
<guid>http://www.daveramsey.com/article/the-secret-word-that-changes-the-world/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/the-secret-word-that-changes-the-world/lifeandmoney_other</link>
<pubDate>Wed, 16 Nov 2011 00:11:00 CST</pubDate>
<description>If you're going to change the world, all you have to do is try. Fear will tell you it's more complicated than that. Doubt will tell you it's not that easy. Worry will tell you that you're not qualified. But they're all wrong. </description>
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<title>Taking Hope to the Hispanic Community</title>
<guid>http://www.daveramsey.com/article/gutierrez-taking-hope-to-the-hispanic-community/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/gutierrez-taking-hope-to-the-hispanic-community/lifeandmoney_other</link>
<pubDate>Tue, 15 Nov 2011 00:11:00 CST</pubDate>
<description>Find out why Dave Ramsey brought Andres Gutierrez onto his team to teach the principles of Financial Peace to Hispanics.</description>
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<title>Martha's Halloween Treats</title>
<guid>http://www.daveramsey.com/article/marthas-halloween-treats/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-halloween-treats/lifeandmoney_other</link>
<pubDate>Tue, 18 Oct 2011 00:10:00 CST</pubDate>
<description>These easy-to-make cupcakes will surely be a hit with all the little goblins you encounter. They are more likely to elicit screams of joy than screams of fright!</description>
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<title>Favorite Fall Traditions</title>
<guid>http://www.daveramsey.com/article/favorite-fall-traditions/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/favorite-fall-traditions/lifeandmoney_other</link>
<pubDate>Mon, 03 Oct 2011 00:10:00 CST</pubDate>
<description>Dave's Facebook and Twitter  fans recently shared some of their favorite traditions that make this time of year great. Check out what they had to say and share your own!</description>
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<title>A Taste of Autumn: Martha's Favorite Recipes</title>
<guid>http://www.daveramsey.com/article/a-taste-of-autumn-marthas-favorite-recipes/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/a-taste-of-autumn-marthas-favorite-recipes/lifeandmoney_other</link>
<pubDate>Sat, 01 Oct 2011 00:10:00 CST</pubDate>
<description>Martha loves to showcase delicious desserts featuring the best of autumn's harvested fruits and vegetables. Here are two of her favorite recipes.</description>
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<title>Winning Game Day Recipes</title>
<guid>http://www.daveramsey.com/article/winning-game-day-recipes/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/winning-game-day-recipes/lifeandmoney_other</link>
<pubDate>Fri, 02 Sep 2011 00:09:00 CST</pubDate>
<description>From cheering on a big game to simply catching up with family and friends, there are plenty of reasons to host a get-together this fall! This menu is a winner with every crowd.</description>
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<title>Root Beer Chocolate Cake</title>
<guid>http://www.daveramsey.com/article/root-beer-chocolate-cake/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/root-beer-chocolate-cake/lifeandmoney_other</link>
<pubDate>Fri, 02 Sep 2011 00:09:00 CST</pubDate>
<description>What better way to top off a game-day meal than with good old-fashioned root beer chocolate cake? This recipe was featured on the Food Network, and it tastes and looks as good as it sounds!</description>
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<title>Household Homework</title>
<guid>http://www.daveramsey.com/article/household-homework/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/household-homework/lifeandmoney_other</link>
<pubDate>Thu, 25 Aug 2011 00:08:00 CST</pubDate>
<description>As the kids head back to school and do their homework every night, it's important for adults to also do their own household homework. Here's a lesson plan for you to get started!</description>
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<title>Peace in the Midst of the Storm</title>
<guid>http://www.daveramsey.com/article/peace-in-the-midst-of-the-storm/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/peace-in-the-midst-of-the-storm/lifeandmoney_other</link>
<pubDate>Fri, 05 Aug 2011 00:08:00 CST</pubDate>
<description>As residents of Joplin, Missouri, Eric and Amy and their two daughters lived through the string of tornados that ripped through the town. Their house was demolished, but that hasn't dampened their spirit of hope.</description>
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<title>What Happened In July?</title>
<guid>http://www.daveramsey.com/article/what-happened-in-july/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/what-happened-in-july/lifeandmoney_other</link>
<pubDate>Thu, 28 Jul 2011 16:07:53 CST</pubDate>
<description>July was as busy as it was hot, and the Facebook and Twitter accounts around Dave's office were on fire! Check out some of the highlights you may have missed.</description>
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<title>Martha's Peach And Blackberry Cobblers</title>
<guid>http://www.daveramsey.com/article/marthas-peach-and-blackberry-cobblers/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-peach-and-blackberry-cobblers/lifeandmoney_other</link>
<pubDate>Tue, 26 Jul 2011 00:07:00 CST</pubDate>
<description>Dave Ramsey's Director of Guest Relations shares two wonderful homemade fruit cobblers to enjoy in late summer when the fruit is ripe.</description>
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<title>What Happened This Month?</title>
<guid>http://www.daveramsey.com/article/what-happened-this-month-june-2011/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/what-happened-this-month-june-2011/lifeandmoney_other</link>
<pubDate>Tue, 28 Jun 2011 09:06:49 CST</pubDate>
<description>From vacationing tips to funny videos, there's always a little something for everyone in Dave Ramsey's social media world. Check out some of things you may have missed in June!</description>
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<title>Martha's Backyard Barbeque</title>
<guid>http://www.daveramsey.com/article/marthas-backyard-barbeque/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-backyard-barbeque/lifeandmoney_other</link>
<pubDate>Tue, 28 Jun 2011 00:06:00 CST</pubDate>
<description>This Fourth of July, consider a laid-back get-together starting with one of Martha Thompson's favorite make-ahead menus. You can't go wrong with BBQ sammies, baked beans and grilled corn on the cob!</description>
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<title>It's All In The Fine Print: 4 Things You Need To Know</title>
<guid>http://www.daveramsey.com/article/its-all-in-the-fine-print-4-things-you-need-to-know/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/its-all-in-the-fine-print-4-things-you-need-to-know/lifeandmoney_other</link>
<pubDate>Fri, 24 Jun 2011 00:06:00 CST</pubDate>
<description>Our friends at Perkstreet came up with a short list of things you should pay attention to in your bank's terms and conditions.</description>
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<title>3 Wedding Gifts that Help Lead to Marital Bliss</title>
<guid>http://www.daveramsey.com/article/3-wedding-gifts-that-help-lead-to-marital-bliss/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/3-wedding-gifts-that-help-lead-to-marital-bliss/lifeandmoney_other</link>
<pubDate>Thu, 09 Jun 2011 00:06:00 CST</pubDate>
<description>We're offering some products to lead newlyweds in the right direction as they begin their journey together. These are more than just wedding gifts. They have the ability to bring about true life change. </description>
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<title>Martha's Key Lime Pie</title>
<guid>http://www.daveramsey.com/article/marthas-key-lime-pie/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-key-lime-pie/lifeandmoney_other</link>
<pubDate>Thu, 02 Jun 2011 00:06:00 CST</pubDate>
<description>For a taste of summer, there's just nothing like the sweet tartness of a slice of homemade Key lime pie! </description>
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<title>Martha's Key Lime Cupcakes With Buttercream Frosting</title>
<guid>http://www.daveramsey.com/article/marthas-key-lime-cupcakes-with-buttercream-frosting/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-key-lime-cupcakes-with-buttercream-frosting/lifeandmoney_other</link>
<pubDate>Thu, 02 Jun 2011 00:06:00 CST</pubDate>
<description>Martha Thompson is always asked to share quick and easy recipes for the novice bakers. Here's a fun summer recipe that starts with a basic vanilla cake mix. </description>
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<title>What Happened This Month?</title>
<guid>http://www.daveramsey.com/article/what-happened-this-month/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/what-happened-this-month/lifeandmoney_other</link>
<pubDate>Thu, 26 May 2011 00:05:00 CST</pubDate>
<description>April showers brought May flowers ... and some interesting tweets and posts. Check out some of what you may have missed in May if you don't follow Dave and his team on Facebook or Twitter.</description>
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<title>Military Family Finds Freedom!</title>
<guid>http://www.daveramsey.com/article/military-family-finds-freedom/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/military-family-finds-freedom/lifeandmoney_other</link>
<pubDate>Tue, 24 May 2011 00:05:00 CST</pubDate>
<description>"If an 18-year-old troop fresh from Basic Training would apply the principles of this class to his life for the next 20 years, not only would he be rich when he left the service, he would be debt-free and carefree," said SFC NGCA David Coss. Read his inspiring story now!</description>
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<title>Jon Acuff Live Chat</title>
<guid>http://www.daveramsey.com/article/jon-acuff-live-chat/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/jon-acuff-live-chat/lifeandmoney_other</link>
<pubDate>Thu, 12 May 2011 00:05:00 CST</pubDate>
<description>Replay the live chat with national best-selling author Jon Acuff about his brand-new book, Quitter.</description>
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<title>Are You Sitting On $1,000?</title>
<guid>http://www.daveramsey.com/article/are-you-sitting-on-1000/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/are-you-sitting-on-1000/lifeandmoney_other</link>
<pubDate>Thu, 05 May 2011 00:05:00 CST</pubDate>
<description>Before you can organize a yard sale, you first have to sort through everything you own. It can be a daunting task, but it will be much easier with this advice from My Total Money Makeover!</description>
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<title>Vacationing Gazelles</title>
<guid>http://www.daveramsey.com/article/vacationing-gazelles/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/vacationing-gazelles/lifeandmoney_other</link>
<pubDate>Wed, 04 May 2011 00:05:00 CST</pubDate>
<description>Before heading out on your next vacation, read these four money-saving tips from FPU Facebook fans that are sure to make your getaway even more enjoyable.</description>
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<title>Celebrate Moms: Tips for Dads and Kids</title>
<guid>http://www.daveramsey.com/article/celebrate-moms-tips-for-dads-and-kids/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/celebrate-moms-tips-for-dads-and-kids/lifeandmoney_other</link>
<pubDate>Mon, 02 May 2011 00:05:00 CST</pubDate>
<description>With Mother's Day approaching, consider sticking to your budget and making a plan with the kids to surprise Mom on her special day. Here's a quick and easy recipe.</description>
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<title>April 2011 In Review</title>
<guid>http://www.daveramsey.com/article/april-2011-in-review/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/april-2011-in-review/lifeandmoney_other</link>
<pubDate>Wed, 27 Apr 2011 00:04:00 CST</pubDate>
<description>Find out what you may have missed in the Dave Ramsey world in April.</description>
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<title>Dave Fans Enjoy The Simple Things</title>
<guid>http://www.daveramsey.com/article/dave-fans-enjoy-the-simple-things/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/dave-fans-enjoy-the-simple-things/lifeandmoney_other</link>
<pubDate>Fri, 22 Apr 2011 00:04:00 CST</pubDate>
<description>My Total Money Makeover members share ways they have fun without cluttering their lives with useless noise—including debt. </description>
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<title>Financial Peace University Video Essay Contest</title>
<guid>http://www.daveramsey.com/article/financial-peace-university-video-essay-contest/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/financial-peace-university-video-essay-contest/lifeandmoney_other</link>
<pubDate>Fri, 22 Apr 2011 00:04:00 CST</pubDate>
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<title>Does Your Vacation Match Your Budget?</title>
<guid>http://www.daveramsey.com/article/does-your-vacation-match-your-budget/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/does-your-vacation-match-your-budget/lifeandmoney_other</link>
<pubDate>Thu, 21 Apr 2011 00:04:00 CST</pubDate>
<description>Sand is one of the greatest temptations you will face when you are trying to get out of debt. Yes, you read that correctly: sand. Find out why.</description>
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<title>Dave Will Ride Shotgun With You</title>
<guid>http://www.daveramsey.com/article/dave-will-ride-shotgun-with-you/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/dave-will-ride-shotgun-with-you/lifeandmoney_other</link>
<pubDate>Wed, 20 Apr 2011 00:04:00 CST</pubDate>
<description>Just as I was starting to listen to that voice, I felt another one pipe up. It was quiet at first, like Obi Wan trying to guide a young Luke Skywalker, and it seemed to come from my passenger seat. It was Dave Ramsey.</description>
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<title>4 Ways to Take Control of Your Money</title>
<guid>http://www.daveramsey.com/article/4-ways-to-take-control-of-your-money/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/4-ways-to-take-control-of-your-money/lifeandmoney_other</link>
<pubDate>Wed, 20 Apr 2011 00:04:00 CST</pubDate>
<description>We're offering a number of resources that will help you and your kids get a grip on your money for good—and have fun at the same time!</description>
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<title>Martha's Hummingbird Cake</title>
<guid>http://www.daveramsey.com/article/marthas-hummingbird-cake/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-hummingbird-cake/lifeandmoney_other</link>
<pubDate>Fri, 08 Apr 2011 00:04:00 CST</pubDate>
<description>Hummingbird Cake is a quintessential Southern dessert that will never disappoint. Bon appetite, ya'll! </description>
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<title>Decorating and Entertaining with Ease</title>
<guid>http://www.daveramsey.com/article/decorating-and-entertaining-with-ease/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/decorating-and-entertaining-with-ease/lifeandmoney_other</link>
<pubDate>Fri, 08 Apr 2011 00:04:00 CST</pubDate>
<description>Whether you are planning to host Easter dinner, Mother's Day Brunch, a bridal or baby shower or a graduation celebration, entertaining should never break your budget or cause you stress! </description>
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<title>Seven Questions With Craig Groeschel</title>
<guid>http://www.daveramsey.com/article/seven-questions-with-craig-groeschel/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/seven-questions-with-craig-groeschel/lifeandmoney_other</link>
<pubDate>Wed, 06 Apr 2011 00:04:00 CST</pubDate>
<description>In his new book titled Weird, Craig Groeschel talks about how to move past the stress and exhaustion of our normal lives into something more&amp;hellip;weird. </description>
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<title>Seven Questions with Craig Groeschel - Part 2</title>
<guid>http://www.daveramsey.com/article/seven-questions-with-craig-groeschel---part-2/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/seven-questions-with-craig-groeschel---part-2/lifeandmoney_other</link>
<pubDate>Wed, 06 Apr 2011 00:04:00 CST</pubDate>
<description>Check out Part 2 of our interview with pastor Craig Groeschel as he talks about how to move past the stress and exhaustion of our normal lives into something more&amp;hellip;weird. </description>
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<title>March Social Media Month In Review</title>
<guid>http://www.daveramsey.com/article/march-2011-social-media-month-in-review/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/march-2011-social-media-month-in-review/lifeandmoney_other</link>
<pubDate>Mon, 28 Mar 2011 00:03:00 CST</pubDate>
<description>Check out some of things you missed in March if you have yet to friend Dave on Facebook or follow him and the team on Twitter.</description>
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<title>Martha's Special Strawberry Cake</title>
<guid>http://www.daveramsey.com/article/marthas-special-strawberry-cake/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/marthas-special-strawberry-cake/lifeandmoney_other</link>
<pubDate>Thu, 24 Mar 2011 00:03:00 CST</pubDate>
<description>This is an easy but delicious cake that is perfect for special people on Valentine's Day.</description>
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<title>5 Reasons to Follow Dave on Twitter</title>
<guid>http://www.daveramsey.com/article/5-reasons-to-follow-dave-on-twitter/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/5-reasons-to-follow-dave-on-twitter/lifeandmoney_other</link>
<pubDate>Tue, 15 Mar 2011 00:03:00 CST</pubDate>
<description>Big news – Dave Ramsey is now on Twitter! We're talking about Dave's personal account. Yes, he has jumped on board the Twitter craze and is enjoying being a part of it all!</description>
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<title>Live Chat With Dr. Meg Meeker</title>
<guid>http://www.daveramsey.com/article/live-chat-with-dr-meg-meeker/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/live-chat-with-dr-meg-meeker/lifeandmoney_other</link>
<pubDate>Tue, 15 Mar 2011 00:03:00 CST</pubDate>
<description>Join the live chat and send in your questions to one of America's leading experts on parenting, teens, and children's health, Dr. Meg Meeker.</description>
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<title>Mothers and the Green Stuff</title>
<guid>http://www.daveramsey.com/article/mothers-and-the-green-stuff/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/mothers-and-the-green-stuff/lifeandmoney_other</link>
<pubDate>Mon, 14 Mar 2011 00:03:00 CST</pubDate>
<description>Dr. Meg Meeker believes it's time for mothers to square away their relationship with money and focus on real security and freedom.</description>
</item>
<item>
<title>Don't Quit in the Middle</title>
<guid>http://www.daveramsey.com/article/dont-quit-in-the-middle/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/dont-quit-in-the-middle/lifeandmoney_other</link>
<pubDate>Fri, 11 Mar 2011 00:03:00 CST</pubDate>
<description>You've funded your emergency fund. You've got a debt snowball that would frighten most villagers who saw it rolling down the hill. Though you've had a few wins and are enjoying some early success, this is one of the most dangerous points in a financial adventure. Find out why.</description>
</item>
<item>
<title>The Tipping Point</title>
<guid>http://www.daveramsey.com/article/the-tipping-point/lifeandmoney_other</guid>
<link>http://www.daveramsey.com/article/the-tipping-point/lifeandmoney_other</link>
<pubDate>Thu, 03 Mar 2011 00:03:00 CST</pubDate>
<description>Has the economy changed the way you tip? We recently asked this question to Dave Ramsey's fans on Facebook and received nearly 600 widely varied and highly opinionated responses. </description>
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