http://www.daveramsey.com/ Real Life Money Stories en-us Thu, 09 Feb 2012 07:02:40 CST 180 Saturday Sunday http://www.daveramsey.com/article/from-underdog-to-champion/lifeandmoney_budgeting http://www.daveramsey.com/article/from-underdog-to-champion/lifeandmoney_budgeting Fri, 03 Feb 2012 00:02:00 CST What does Super Bowl III have to do with Dave Ramsey? Find out now! http://www.daveramsey.com/article/its-christmastime--in-february/lifeandmoney_budgeting http://www.daveramsey.com/article/its-christmastime--in-february/lifeandmoney_budgeting Mon, 30 Jan 2012 00:01:00 CST Who plans for Christmas in February? Successful savers do! Read what others are doing to ease the hits their bank accounts usually take late in the year. http://www.daveramsey.com/article/does-excessive-halloween-spending-haunt-you/lifeandmoney_budgeting http://www.daveramsey.com/article/does-excessive-halloween-spending-haunt-you/lifeandmoney_budgeting Mon, 10 Oct 2011 00:10:00 CST According to the National Retail Federation, the average family will spend $56 on Halloween this year. So make a plan and stick to it. Here are a few ways to reign in Halloween spending and stay on budget heading into the holiday season. http://www.daveramsey.com/article/the-million-dollar-mystery/lifeandmoney_budgeting http://www.daveramsey.com/article/the-million-dollar-mystery/lifeandmoney_budgeting Tue, 04 Oct 2011 00:10:00 CST Athletes blow money the same way the rest of America blows money. There's no difference! So before you start judging athletes for burning through millions, take a look at your finances. How many stupid decisions are you making with money? http://www.daveramsey.com/article/get-started-couponing/lifeandmoney_budgeting http://www.daveramsey.com/article/get-started-couponing/lifeandmoney_budgeting Mon, 03 Oct 2011 00:10:00 CST Couponing one of the oldest forms of saving money, and not many people realize the impact it can have. Get tips now from Dave Ramsey and Stephanie Nelson, the Coupon Mom. http://www.daveramsey.com/article/pricey-petsare-they-making-us-broke/lifeandmoney_budgeting http://www.daveramsey.com/article/pricey-petsare-they-making-us-broke/lifeandmoney_budgeting Thu, 29 Sep 2011 00:09:00 CST Let's face it. Even though pets are worth it, they're not cheap! Dave shares your love for pets and answers some popular questions regarding pet insurance and monetary limits. http://www.daveramsey.com/article/crazy-ways-to-save-a-buck/lifeandmoney_budgeting http://www.daveramsey.com/article/crazy-ways-to-save-a-buck/lifeandmoney_budgeting Tue, 20 Sep 2011 00:09:00 CST We recently asked Dave's Facebook fans, "What is the craziest length you've ever gone to in order to save a buck?" Their answers were creative and funny. Can you top any of these? http://www.daveramsey.com/article/you-know-youre-on-a-budget-when/lifeandmoney_budgeting http://www.daveramsey.com/article/you-know-youre-on-a-budget-when/lifeandmoney_budgeting Thu, 25 Aug 2011 15:08:41 CST Being on a budget doesn't mean you can't have fun and even make fun of yourself a little bit! Check out some of the hilarious responses from Dave Ramsey fans, and see how many you can relate with. http://www.daveramsey.com/article/back-to-school-budgeting/lifeandmoney_budgeting http://www.daveramsey.com/article/back-to-school-budgeting/lifeandmoney_budgeting Wed, 24 Aug 2011 00:08:00 CST With the end of summer near, some of Dave's team members with kids help put together this list of things to keep in mind while you are preparing for your child to go back to school. http://www.daveramsey.com/article/the-karate-levels-of-cash-purchases/lifeandmoney_budgeting http://www.daveramsey.com/article/the-karate-levels-of-cash-purchases/lifeandmoney_budgeting Wed, 06 Jul 2011 00:07:00 CST What does "KLLOCPQ" stand for? Why are lyrics to an '80s hair-band song in an article about paying with cash? How is money like a deer? These are all valid questions. You'll find the answers in this excerpt from Jon Acuff's book, Gazelles, Baby Steps and 37 Other Things Dave Ramsey Taught Me About Debt. http://www.daveramsey.com/article/6-ways-to-enjoy-sporting-events-on-a-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/6-ways-to-enjoy-sporting-events-on-a-budget/lifeandmoney_budgeting Thu, 19 May 2011 00:05:00 CST With a little planning and budgeting, it is still possible to take the family to a fun sporting event. Get our top six tips for making it a memorable night out. http://www.daveramsey.com/article/federal-budget-vs-household-budget-how-do-they-compare/lifeandmoney_budgeting http://www.daveramsey.com/article/federal-budget-vs-household-budget-how-do-they-compare/lifeandmoney_budgeting Thu, 28 Apr 2011 00:04:00 CST Dave Ramsey thought it'd be fun to turn the astronomical national debt figures into something we can understand a little better — like a household budget. http://www.daveramsey.com/article/two-are-better-than-one/lifeandmoney_budgeting http://www.daveramsey.com/article/two-are-better-than-one/lifeandmoney_budgeting Fri, 22 Apr 2011 00:04:00 CST Don't corner the first person you see in the beans and rice aisle at the grocery store to be your accountability partner. Do this instead. http://www.daveramsey.com/article/whats-the-big-deal-about-budgeting/lifeandmoney_budgeting http://www.daveramsey.com/article/whats-the-big-deal-about-budgeting/lifeandmoney_budgeting Fri, 22 Apr 2011 00:04:00 CST A budget is so much more than a few numbers. Dave fans share the meaning of a monthly cash flow plan and what it allows them to do. http://www.daveramsey.com/article/does-your-vacation-match-your-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/does-your-vacation-match-your-budget/lifeandmoney_budgeting Thu, 21 Apr 2011 00:04:00 CST Sand is one of the greatest temptations you will face when you are trying to get out of debt. Yes, you read that correctly: sand. Find out why. http://www.daveramsey.com/article/how-to-get-fit-and-healthy-on-a-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/how-to-get-fit-and-healthy-on-a-budget/lifeandmoney_budgeting Thu, 10 Feb 2011 00:02:00 CST If money is tight but you still want to lose weight this year, here are a few pointers to help get you started. http://www.daveramsey.com/article/the-cheapskate-cooks-beans-and-rice-dish/lifeandmoney_budgeting http://www.daveramsey.com/article/the-cheapskate-cooks-beans-and-rice-dish/lifeandmoney_budgeting Tue, 08 Feb 2011 11:02:40 CST Dave Ramsey fan Stephani Jenkins, creator of the food blog The Cheapskate Cook, shares a delicious and cheap meal to spice up beans and rice. http://www.daveramsey.com/article/eating-healthy-on-a-beans-and-rice-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/eating-healthy-on-a-beans-and-rice-budget/lifeandmoney_budgeting Tue, 08 Feb 2011 00:02:00 CST Dave Ramsey fan and Financial Peace University coordinator Stephani Jenkins started the popular blog The Cheapskate Cook for food novices and noshers alike. http://www.daveramsey.com/article/single-mom-of-five-overcomes-debt-one-step-at-a-time/lifeandmoney_budgeting http://www.daveramsey.com/article/single-mom-of-five-overcomes-debt-one-step-at-a-time/lifeandmoney_budgeting Mon, 18 Oct 2010 00:10:00 CST Whatever challenges you may face, remember that there are always Dave fans with whom you can relate. Take Teresa, for example … a single mom of five with one income. http://www.daveramsey.com/article/october-the-most-critical-month-of-the-year/lifeandmoney_budgeting http://www.daveramsey.com/article/october-the-most-critical-month-of-the-year/lifeandmoney_budgeting Tue, 05 Oct 2010 00:10:00 CST Your money habits in October will have a direct impact on your holidays and even next year. Find out how this month can make or break the next six months of your life. http://www.daveramsey.com/article/the-secrets-of-smart-spending/lifeandmoney_budgeting http://www.daveramsey.com/article/the-secrets-of-smart-spending/lifeandmoney_budgeting Fri, 16 Jul 2010 00:07:00 CST Who doesn’t love to spend less and save more money? Here are seven easy steps you can incorporate in your daily life to save some cash. http://www.daveramsey.com/article/are-you-budgeting-your-time-effectively/lifeandmoney_budgeting http://www.daveramsey.com/article/are-you-budgeting-your-time-effectively/lifeandmoney_budgeting Thu, 10 Jun 2010 00:06:00 CST When people try to accomplish too much in a given time period, the end result is most often frustration and disappointment. Why do this to yourself? The classic book Boundaries by Dr. Henry Cloud and Dr. John Townsend can help you gain control of your life by learning how to effectively prioritize. http://www.daveramsey.com/article/give-up-cable-and-save/lifeandmoney_budgeting http://www.daveramsey.com/article/give-up-cable-and-save/lifeandmoney_budgeting Fri, 04 Jun 2010 00:06:00 CST Is it worth it to give up premium cable television? It is when you could be using that money to invest or pay off debt. You probably only watch 5 out of the 100 channels anyway! http://www.daveramsey.com/article/summer-money-saving-tips/lifeandmoney_budgeting http://www.daveramsey.com/article/summer-money-saving-tips/lifeandmoney_budgeting Fri, 04 Jun 2010 00:06:00 CST The summer season is notorious for being a time of great spending and budget busting. Learn to follow some simple steps and keep more money in your pocket! http://www.daveramsey.com/article/four-lessons-from-the-wealthy/lifeandmoney_budgeting http://www.daveramsey.com/article/four-lessons-from-the-wealthy/lifeandmoney_budgeting Wed, 26 May 2010 00:05:00 CST People who are wealthy live in ways that make them that way. So what are their secrets? The answers shouldn't surprise you, but you can still learn from them. http://www.daveramsey.com/article/do-hobbies-hobble-you/lifeandmoney_budgeting http://www.daveramsey.com/article/do-hobbies-hobble-you/lifeandmoney_budgeting Mon, 12 Apr 2010 00:04:00 CST Most everyone has a hobby or interest that helps them blow off steam. But if you’re not careful, you can spend money—lots of money—on your hobbies, and that can hobble your debt-free plan. http://www.daveramsey.com/article/the-high-cost-of-kids-sports/lifeandmoney_budgeting http://www.daveramsey.com/article/the-high-cost-of-kids-sports/lifeandmoney_budgeting Mon, 12 Apr 2010 00:04:00 CST Junior loves sports, and you want Junior to be happy. But how can you keep the growing cost of sports leagues from wrecking your budget? http://www.daveramsey.com/article/i-need-a-staycation/lifeandmoney_budgeting http://www.daveramsey.com/article/i-need-a-staycation/lifeandmoney_budgeting Fri, 09 Apr 2010 00:04:00 CST With many people just wanting time with their families, the staycation is a great way to relax and enjoy time with your family without busting your budget. http://www.daveramsey.com/article/spring-gardening-on-a-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/spring-gardening-on-a-budget/lifeandmoney_budgeting Fri, 09 Apr 2010 00:04:00 CST Gardening is fun even on a tight budget. Get five do-it-yourself tips for saving big money on your landscape. http://www.daveramsey.com/article/do-your-dollars-have-names/lifeandmoney_budgeting http://www.daveramsey.com/article/do-your-dollars-have-names/lifeandmoney_budgeting Mon, 29 Mar 2010 00:03:00 CST What’s the big deal about a budget? Do you really need one? Find out why it’s so important to give every dollar a name if you want to win with money. http://www.daveramsey.com/article/how-to-balance-your-checking-account/lifeandmoney_budgeting http://www.daveramsey.com/article/how-to-balance-your-checking-account/lifeandmoney_budgeting Thu, 11 Mar 2010 00:03:00 CST Keeping your checking account balanced is not difficult. Learn how to easily keep your checking account up to date. http://www.daveramsey.com/article/budget-implications-of-having-a-baby/lifeandmoney_budgeting http://www.daveramsey.com/article/budget-implications-of-having-a-baby/lifeandmoney_budgeting Tue, 09 Feb 2010 00:02:00 CST Birth rates last year were down, and many people say the bad economy was a factor. So does that mean babies are super expensive to raise? http://www.daveramsey.com/article/the-severance-economy-dr/lifeandmoney_budgeting http://www.daveramsey.com/article/the-severance-economy-dr/lifeandmoney_budgeting Fri, 29 Jan 2010 00:01:00 CST If you want to survive after losing your job, you must cut your lifestyle until you find employment again. Learn to live on less, and your severance money will turn into a signing bonus. http://www.daveramsey.com/article/nerds-and-free-spirits-can-unite-over-the-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/nerds-and-free-spirits-can-unite-over-the-budget/lifeandmoney_budgeting Mon, 18 Jan 2010 00:01:00 CST Even though you and your spouse view money differently, working together on your budget is critical to a successful marriage. Learn how.` http://www.daveramsey.com/article/dave-ramseys-envelope-system/lifeandmoney_budgeting http://www.daveramsey.com/article/dave-ramseys-envelope-system/lifeandmoney_budgeting Sat, 05 Sep 2009 00:09:00 CST Dave Ramsey teaches you how to take control of your money with his simple plan that anyone can follow, the envelope budgeting system. http://www.daveramsey.com/article/daves-tips-to-get-back-on-track/lifeandmoney_budgeting http://www.daveramsey.com/article/daves-tips-to-get-back-on-track/lifeandmoney_budgeting Fri, 14 Aug 2009 00:08:00 CST Now, more than ever, is the time to refocus and get back on track with your budget. It's SO important to have a plan for your money each and every month. http://www.daveramsey.com/article/money-management-tips-for-singles/lifeandmoney_budgeting http://www.daveramsey.com/article/money-management-tips-for-singles/lifeandmoney_budgeting Mon, 03 Aug 2009 00:08:00 CST Single people have the advantage of having no one to tell them what to do and no one to mess up their plan. However, they also have the disadvantage of not having built-in accountability. Because of this, things can spiral out of control pretty quickly. http://www.daveramsey.com/article/the-truth-about-budgeting/lifeandmoney_budgeting http://www.daveramsey.com/article/the-truth-about-budgeting/lifeandmoney_budgeting Mon, 03 Aug 2009 00:08:00 CST Find out Dave Ramsey's advice on setting up a budgeting plan that really works. http://www.daveramsey.com/article/how-to-budget-an-irregular-income/lifeandmoney_budgeting http://www.daveramsey.com/article/how-to-budget-an-irregular-income/lifeandmoney_budgeting Mon, 03 Aug 2009 00:08:00 CST No matter how or when you get paid, it’s important to stick to a plan so your irregular income doesn’t get out of control . If you don’t know how to budget, we’ll show you how. http://www.daveramsey.com/article/planning-your-wedding-on-a-budget/lifeandmoney_budgeting http://www.daveramsey.com/article/planning-your-wedding-on-a-budget/lifeandmoney_budgeting Thu, 23 Jul 2009 00:07:00 CST Not everyone has lots of money to sink into their wedding day. But lucky for you, there are plenty of people on Dave Ramsey's MyTotalMoneyMakeover.com community forums who know how to save money when it comes to celebrations. Let's find out how to save some marriage moolah! http://www.daveramsey.com/article/how-to-negotiate-for-a-bargain/lifeandmoney_budgeting http://www.daveramsey.com/article/how-to-negotiate-for-a-bargain/lifeandmoney_budgeting Tue, 21 Jul 2009 00:07:00 CST If you’ve never tried to wheel and deal before, the very thought of it can be intimidating. But, it certainly doesn’t have to be that way—once you learn the rules of negotiating, you’ll become a bargaining pro! http://www.daveramsey.com/article/overspending-at-the-grocery-store/lifeandmoney_budgeting http://www.daveramsey.com/article/overspending-at-the-grocery-store/lifeandmoney_budgeting Fri, 26 Jun 2009 00:06:00 CST Do you have money budgeted for food each time you go to the grocery store? If not, Amanda gives you a wake-up call! Read her short stupid tax story now! http://www.daveramsey.com/article/how-to-cut-the-food-budget-fat/lifeandmoney_budgeting http://www.daveramsey.com/article/how-to-cut-the-food-budget-fat/lifeandmoney_budgeting Thu, 02 Oct 2008 00:10:00 CST Want to free up some more money in your monthly budget? Take a look at the food category! Check out these tips from Dave Ramsey fans to learn to save more on groceries each month. http://www.daveramsey.com/article/budgeting-tips-for-single-moms/lifeandmoney_budgeting http://www.daveramsey.com/article/budgeting-tips-for-single-moms/lifeandmoney_budgeting Tue, 30 Sep 2008 00:09:00 CST Everyone needs a budget and everyone is different. Even if you're not single or not a mom, you can still adapt these tips to your family budget situation. http://www.daveramsey.com/article/borrowing-for-the-basics/lifeandmoney_budgeting http://www.daveramsey.com/article/borrowing-for-the-basics/lifeandmoney_budgeting Wed, 26 Mar 2008 00:03:00 CST Some people struggle to pay their utility bills no matter how big or small they are and end up using credit cards. Here are some ways to keep this from happening to you.