Dave Ramsey http://www.daveramsey.com/ Real Life Money Stories en-us Tue, 30 Sep 2014 04:09:21 CST 180 Saturday Sunday 4 Tips for Getting Out of Debt http://www.daveramsey.com/article/4-tips-for-getting-out-of-debt/lifeandmoney_realestate http://www.daveramsey.com/article/4-tips-for-getting-out-of-debt/lifeandmoney_realestate Thu, 15 May 2014 00:05:00 CST Nothing that's worthwhile is easy. That's why getting out of debt will take a lot of time and effort. But guess what? It's completely worth it. Term Life Insurance Calculator http://www.daveramsey.com/article/termlife-calculator/lifeandmoney_insurance http://www.daveramsey.com/article/termlife-calculator/lifeandmoney_insurance Mon, 17 Mar 2014 00:03:00 CST The Importance of Declaring Taxes http://www.daveramsey.com/article/importance-declaring-taxes_en_US/lifeandmoney_realestate http://www.daveramsey.com/article/importance-declaring-taxes_en_US/lifeandmoney_realestate Fri, 07 Mar 2014 00:03:00 CST In the United States, every April 15 serves as the deadline for filing last year's income. In other words, you're saying to the government, "I earned this much last year." Reclaim the Meaning of Stewardship http://www.daveramsey.com/article/reclaim-the-meaning-of-stewardship/lifeandmoney_church http://www.daveramsey.com/article/reclaim-the-meaning-of-stewardship/lifeandmoney_church Wed, 27 Nov 2013 00:11:00 CST When most people hear the word "stewardship," they grab a wallet or purse, either to open it or to get a firmer grip. How do we begin to reclaim a word that's so widely misunderstood? <a href="http://www.stewardshipcentral.org/posts/reclaim-the-meaning-of-stewardship?ictid=cltab.sc.blog">Read More.</a> 5 Steps to a Successful Stewardship Ministry http://www.daveramsey.com/article/five-steps-successful-stewardship-ministry/lifeandmoney_church http://www.daveramsey.com/article/five-steps-successful-stewardship-ministry/lifeandmoney_church Tue, 26 Nov 2013 00:11:00 CST What does it take to develop and maintain a successful stewardship ministry? <a href="http://www.stewardshipcentral.org/posts/5-steps-to-a-successful-stewardship-ministry?ictid=cltab.sc.blog">Read More.</a> A Call to Stewardship http://www.daveramsey.com/article/a-call-to-stewardship/lifeandmoney_church http://www.daveramsey.com/article/a-call-to-stewardship/lifeandmoney_church Mon, 25 Nov 2013 00:11:00 CST The solution is to teach true, biblical stewardship—to change not just people's behavior but also their hearts through the power of Scripture. <a href="http://www.stewardshipcentral.org/posts/a-call-to-stewardship?ictid=cltab.sc.blog">Read More.</a> Never Losing Focus http://www.daveramsey.com/article/never-losing-focus/lifeandmoney_business http://www.daveramsey.com/article/never-losing-focus/lifeandmoney_business Thu, 05 Sep 2013 00:09:00 CST When EntreLeaders Erik Regan and Bill Kenney decided to open Focus Lab in Savannah, Georgia, they made a vow their company would never be ordinary. Today, just three years later, the pair can say business at their web development, branding and design firm is anything but usual. Coach's Corner http://www.daveramsey.com/article/coachs-corner-john-felkins/lifeandmoney_business http://www.daveramsey.com/article/coachs-corner-john-felkins/lifeandmoney_business Mon, 19 Aug 2013 00:08:00 CST There is something compelling about John Felkins, our Director of EntreLeadership Coaching and Community. He truly loves helping small business owners and leaders succeed. And he works with many of them every day, both in person and online. If I Had Known Then... http://www.daveramsey.com/article/if-i-had-known-then/lifeandmoney_business http://www.daveramsey.com/article/if-i-had-known-then/lifeandmoney_business Fri, 26 Jul 2013 00:07:00 CST We recently asked EntreLeadership Master Series alumni this question: If you had to do it all over again, what would you change? Here's their advice to you. 15 Leadership Lessons From Nelson Mandela http://www.daveramsey.com/article/15-leadership-lessons-from-nelson-mandela/lifeandmoney_business http://www.daveramsey.com/article/15-leadership-lessons-from-nelson-mandela/lifeandmoney_business Tue, 23 Jul 2013 00:07:00 CST Last week, former South African president and Nobel Peace Prize recipient Nelson Mandela celebrated his 95th birthday. To celebrate his legacy to the world, we're listing some of our favorite Mandela quotes on leadership and courage. Meet the EntreLeadership Podcast's New Host http://www.daveramsey.com/article/meet-the-new-host/lifeandmoney_business http://www.daveramsey.com/article/meet-the-new-host/lifeandmoney_business Wed, 10 Jul 2013 00:07:00 CST Last month, Dave introduced our EntreLeadership Podcast listeners to the show's new host, Chris Hogan. We would like to do the same for our newsletter readers by sharing a bit more information about one of our favorite team members. How to Become a Legend http://www.daveramsey.com/article/how-to-become-a-legend/lifeandmoney_business http://www.daveramsey.com/article/how-to-become-a-legend/lifeandmoney_business Tue, 02 Jul 2013 00:07:00 CST This patriot was much more than the guy who warned everyone the British were coming. Revere was a crazy good business man. In fact, one of his companies—Revere Copper Products—still exists today. So how was he able to succeed against all odds? The Balancing Act http://www.daveramsey.com/article/the-balancing-act/lifeandmoney_business http://www.daveramsey.com/article/the-balancing-act/lifeandmoney_business Mon, 24 Jun 2013 00:06:00 CST As a small business owner, is your company your biggest passion, making it really tempting to work nearly around the clock and let everything else in your life slide? If you answered yes, you're not alone. Trying to maintain a work-life balance can be like walking on a tightrope, where at any moment you need to lean one way or the other to maintain. EntreLeader Spotlight: Josie Lightfoot http://www.daveramsey.com/article/entreleader-spotlight-josie-lightfoot/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-josie-lightfoot/lifeandmoney_business Thu, 06 Jun 2013 00:06:00 CST Josie Lightfoot is the founder and CEO of New Dimensions Home Healthcare Plus in Texas. Find out how this dynamic EntreLeader fights tough times, keeps her competitive edge and inspires others. Tax Tip: Social Security and the Option to Opt Out http://www.daveramsey.com/article/tax-tip-social-security-and-the-option-to-opt-out/lifeandmoney_church http://www.daveramsey.com/article/tax-tip-social-security-and-the-option-to-opt-out/lifeandmoney_church Wed, 05 Jun 2013 00:06:00 CST Fortunately, as a pastor, you are in a unique situation to avoid the pitfall known as Social Security altogether if you have a conscientious objection to participating in this government benefits plan. This is where things get a little tricky. Read below for a few quick tips. The Cream of the Crop http://www.daveramsey.com/article/david-figg-the-cream-of-the-crop/lifeandmoney_business http://www.daveramsey.com/article/david-figg-the-cream-of-the-crop/lifeandmoney_business Thu, 30 May 2013 00:05:00 CST It's no secret that independent drug stores across the country are closing every day. But in Beaver Dam, Kentucky, Rice's Pharmacy is not just prospering—it's attracting team members from thousands of miles away to this small town of just 3,000. So what's the secret to its success? 6 Ways to Build a Company That Cares http://www.daveramsey.com/article/building-a-company-that-cares/lifeandmoney_business http://www.daveramsey.com/article/building-a-company-that-cares/lifeandmoney_business Tue, 02 Apr 2013 00:04:00 CST How do you create this kind of culture, especially if you've already been in business for a number of years and have gone down the traditional business-as-usual route? Here are some ideas. EntreLeader Spotlight: Joel Denny http://www.daveramsey.com/article/entreleader-spotlight-joel-denny/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-joel-denny/lifeandmoney_business Fri, 29 Mar 2013 00:03:00 CST "Persistence pays off. Sometimes we have to make ourselves do things we're not comfortable doing to overcome an obstacle," said EntreLeader Joel Denny. He shares more of his leadership advice from the trenches. EntreLeader Spotlight: Amanda Stone http://www.daveramsey.com/article/entreleader-spotlight-amanda-stone/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-amanda-stone/lifeandmoney_business Fri, 29 Mar 2013 00:03:00 CST Missouri EntreLeader Amanda Stone shares her leadership tips. 4 Business Lessons From Oscar-nominated Films http://www.daveramsey.com/article/4-business-lessons-from-oscar-nominated-films/lifeandmoney_business http://www.daveramsey.com/article/4-business-lessons-from-oscar-nominated-films/lifeandmoney_business Wed, 20 Feb 2013 00:02:00 CST Entertainment aside, EntreLeaders can learn a lot from Oscar-nominated films. Here are a few lessons from this year's crop of nominees. Should You Get a Bigger Refund This Year? http://www.daveramsey.com/article/should-you-get-a-bigger-refund-this-year/lifeandmoney_taxes http://www.daveramsey.com/article/should-you-get-a-bigger-refund-this-year/lifeandmoney_taxes Wed, 13 Feb 2013 10:02:27 CST It's difficult to know how much you're supposed to pay, but it can be even more of a challenge to know how much you should get back. Should you get a bigger refund this year? 3 Tips for Tackling the Tough Topic of Money http://www.daveramsey.com/article/3-tips-for-tackling-the-tough-topic-of-money/lifeandmoney_church http://www.daveramsey.com/article/3-tips-for-tackling-the-tough-topic-of-money/lifeandmoney_church Fri, 08 Feb 2013 00:02:00 CST Money has the potential to be our greatest blessing or our greatest curse. The church is looking to you for guidance. We've provided a few tips below to help you get started. 4 Ways to Start the New Year Right http://www.daveramsey.com/article/4-ways-to-start-the-new-year-right/lifeandmoney_business http://www.daveramsey.com/article/4-ways-to-start-the-new-year-right/lifeandmoney_business Thu, 31 Jan 2013 00:01:00 CST Have you noticed that there are some business owners out there who just seem to get it right? Discover that magic formula that makes them so blessed while others continue to struggle. Profit Is Not a Purpose http://www.daveramsey.com/article/profit-is-not-a-purpose/lifeandmoney_business http://www.daveramsey.com/article/profit-is-not-a-purpose/lifeandmoney_business Thu, 24 Jan 2013 00:01:00 CST One comment sent Lisa Earle McLeod on a six-year journey interviewing salespeople all over the world to find out if a sense of purpose is the one element that made a difference. Recently, she sat down with EntreLeadership Podcast host Chris LoCurto to talk about the study and her book based on her findings. 6 Habits of Confident Retirees http://www.daveramsey.com/article/6-habits-of-confident-retirees/lifeandmoney_investing http://www.daveramsey.com/article/6-habits-of-confident-retirees/lifeandmoney_investing Wed, 19 Dec 2012 00:12:00 CST A recent survey of more than 1,000 retired 401(k) participants identified six specific actions these confident retirees took as they saved for retirement. Crucial Elements to Become Debt-Free http://www.daveramsey.com/article/crucial-elements-to-become-debt-free/lifeandmoney_debt http://www.daveramsey.com/article/crucial-elements-to-become-debt-free/lifeandmoney_debt Wed, 19 Dec 2012 00:12:00 CST By taking the approach of paying off your highest-interest debt first, you ignore some of the most crucial elements of becoming debt-free. Find out three crucial elements to become debt-free as soon as you can. How to Become a Winner: Life Lessons from the Late Zig Ziglar http://www.daveramsey.com/article/life-lessons-from-the-late-zig-ziglar/lifeandmoney_business http://www.daveramsey.com/article/life-lessons-from-the-late-zig-ziglar/lifeandmoney_business Wed, 12 Dec 2012 00:12:00 CST Several years ago, Dave had the honor of meeting Zig Ziglar and interviewing him. Their conversation included several life and business lessons from Zig, which we are sharing with you today in memory of this great man who never had a bad day. Investors, Resist Holiday Temptations! http://www.daveramsey.com/article/investors-resist-holiday-temptations/lifeandmoney_investing http://www.daveramsey.com/article/investors-resist-holiday-temptations/lifeandmoney_investing Thu, 29 Nov 2012 00:11:00 CST As you soak up the traditions and togetherness, it's also important to keep an eye to the future. Investors, we're talking to you! Don't be tempted to use your investing budget to spurge on shopping. Creative Budgeting Tips for Christmas and the Entire Year http://www.daveramsey.com/article/christmas-budgeting/lifeandmoney_budgeting http://www.daveramsey.com/article/christmas-budgeting/lifeandmoney_budgeting Thu, 29 Nov 2012 00:11:00 CST So how do you put together a spending plan in April, or nine weeks out from the event, or while planning for a party that's 11 months from now? Leave that to the members of My Total Money Makeover! Their ideas are easy to implement now and throughout 2013 so you're set for success all year long. A New Plan for Our Economy http://www.daveramsey.com/article/a-new-plan-for-our-economy/lifeandmoney_church http://www.daveramsey.com/article/a-new-plan-for-our-economy/lifeandmoney_church Thu, 01 Nov 2012 00:11:00 CST Politics won't fix the mess we're in. Fortunately, the church can. Last summer, Dave addressed pastors across the country, inviting them to join him in launching a Great Recovery. Will you join the effort? 5 Steps to a Successful Stewardship Ministry http://www.daveramsey.com/article/5-steps-to-a-successful-stewardship-ministry/lifeandmoney_church http://www.daveramsey.com/article/5-steps-to-a-successful-stewardship-ministry/lifeandmoney_church Thu, 01 Nov 2012 00:11:00 CST What does it take to develop and maintain a successful stewardship ministry? Gunner Johnson from Gateway Church shares how his church has found success in helping people become good stewards of God's resources. 10 Ways to Give as a Group http://www.daveramsey.com/article/10-ways-group-giving/lifeandmoney_church http://www.daveramsey.com/article/10-ways-group-giving/lifeandmoney_church Wed, 31 Oct 2012 00:10:00 CST Here are 10 simple ways you can pay it forward this holiday season with any group you're a part of. Inheritance Issues: The Risk of Unreasonable Expectations http://www.daveramsey.com/article/inheritance-issues-dr/lifeandmoney_relationshipsandmoney http://www.daveramsey.com/article/inheritance-issues-dr/lifeandmoney_relationshipsandmoney Tue, 30 Oct 2012 00:10:00 CST That study shows almost 40% of Z-ers expect to receive an inheritance from their parents and thus don't believe they need to save for retirement. There is a very obvious problem with this. Trick or Treat: How Would You Respond to These 10 Money Scenarios? http://www.daveramsey.com/article/trick-or-treat-money-scenarios/lifeandmoney_other http://www.daveramsey.com/article/trick-or-treat-money-scenarios/lifeandmoney_other Tue, 30 Oct 2012 00:10:00 CST Let's play a game of "Trick or Treat!" Here's the idea: We'll present you with a money-based situation, then you have to respond whether it's a good idea (treat!) or a bad idea (trick!). Get Youth Talking With the Brand-New Generation Change http://www.daveramsey.com/article/new-gen-change-youth-bible-study/lifeandmoney_church http://www.daveramsey.com/article/new-gen-change-youth-bible-study/lifeandmoney_church Tue, 30 Oct 2012 00:10:00 CST Rachel Cruze is excited to offer a brand-new version of Generation Change — a program on life and money for teens. The totally revamped Bible study covers everything from personal identity to money management, avoiding debt, and planning for life after high school. Leading FPU in a Big Way at Northland http://www.daveramsey.com/article/leading-fpu-in-a-big-way-at-northland/lifeandmoney_church http://www.daveramsey.com/article/leading-fpu-in-a-big-way-at-northland/lifeandmoney_church Fri, 26 Oct 2012 00:10:00 CST Rick and Jana Haussman were instrumental in bringing FPU to Northland, A Church Distributed in Longwood, Florida. Find out why they enjoy being coordinators and what keeps them going. 5 Characteristics of Great Leaders http://www.daveramsey.com/article/characteristics-of-great-leaders/lifeandmoney_business http://www.daveramsey.com/article/characteristics-of-great-leaders/lifeandmoney_business Fri, 26 Oct 2012 00:10:00 CST Inspiring a team to follow you is not about the money or tight control. It's about leadership. Here are five guiding principles that some of the best of the best live by. EntreLeader Spotlight: Jeremy Carver http://www.daveramsey.com/article/entreleader-spotlight-jeremy-carver/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-jeremy-carver/lifeandmoney_business Fri, 26 Oct 2012 00:10:00 CST Alabama businessman Jeremy Carver shares his hard-earned lessons. Two Tricks to Sell an Unsellable House http://www.daveramsey.com/article/two-tricks-to-sell-an-unsellable-home/lifeandmoney_realestate http://www.daveramsey.com/article/two-tricks-to-sell-an-unsellable-home/lifeandmoney_realestate Thu, 25 Oct 2012 00:10:00 CST If you're one of those long-suffering homeowners, don't be too quick to blame the housing market. There are plenty of reasons that houses don't sell, and you could end up waiting even longer if you don't dig deep to find out why. Vote Wisely: Demand Honesty and Integrity http://www.daveramsey.com/article/andy-andrews-vote-wisely/lifeandmoney_economy http://www.daveramsey.com/article/andy-andrews-vote-wisely/lifeandmoney_economy Wed, 24 Oct 2012 00:10:00 CST As best-selling author and speaker Andy Andrews pointed out in an interview with Dave, if we are concerned at all about our country and its future, we must pay attention to the election and use our votes wisely. Plug In: Top 10 Pastor Podcasts http://www.daveramsey.com/article/plug-in-top-10-pastor-podcasts/lifeandmoney_church http://www.daveramsey.com/article/plug-in-top-10-pastor-podcasts/lifeandmoney_church Wed, 24 Oct 2012 00:10:00 CST To keep you stay motivated and encouraged throughout the week, we've compiled a list of 10 recommended pastor podcasts. Which ones would you add to the list? Selling out for Debt Freedom http://www.daveramsey.com/article/selling-out-for-debt-freedom/lifeandmoney_debt http://www.daveramsey.com/article/selling-out-for-debt-freedom/lifeandmoney_debt Tue, 23 Oct 2012 00:10:00 CST "It wasn't that we didn't want to stop spending, we just couldn't figure out how to," says Melinda. Find out how her family curbed their spending. The Stewardship Toolbox http://www.daveramsey.com/article/the-stewardship-toolbox/lifeandmoney_church http://www.daveramsey.com/article/the-stewardship-toolbox/lifeandmoney_church Fri, 19 Oct 2012 00:10:00 CST Central Christian Church's Director of Stewardship Dave Briggs explains why 100% of your congregation needs ongoing stewardship training. Stewardship and Spiritual Vitality http://www.daveramsey.com/article/dave-briggs-stewardship-spiritual-vitality/lifeandmoney_church http://www.daveramsey.com/article/dave-briggs-stewardship-spiritual-vitality/lifeandmoney_church Fri, 19 Oct 2012 00:10:00 CST After nearly a decade in stewardship ministry, Dave Briggs, Director of Stewardship at Central Christian Church, had an insight that may well answer the question, "Where is the spiritual vitality in my congregation?" Pricey Pets—Are They Making Us Broke? http://www.daveramsey.com/article/pricey-petsare-they-making-us-broke/lifeandmoney_budgeting http://www.daveramsey.com/article/pricey-petsare-they-making-us-broke/lifeandmoney_budgeting Fri, 19 Oct 2012 00:10:00 CST Let's face it. Even though pets are worth it, they're not cheap! Dave shares your love for pets and answers some popular questions regarding pet insurance and monetary limits. EntreLeader Spotlight: Lee Wilhite http://www.daveramsey.com/article/entreleader-spotlight-masterworks/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-masterworks/lifeandmoney_business Fri, 19 Oct 2012 00:10:00 CST Lee Wilhite, Executive Vice President at Masterworks, sees his career as more than a J-O-B. He shares some of his most valuable business lessons, including many that will help you better relate with your team. Old-Fashioned Halloween Treats http://www.daveramsey.com/article/halloween-recipes/lifeandmoney_martha http://www.daveramsey.com/article/halloween-recipes/lifeandmoney_martha Thu, 18 Oct 2012 00:10:00 CST Get easy caramel dipped apple and caramel corn recipes from Dave Ramsey's Director of Guest Relations. 4 Ways to Be Sure Your House Isn't Haunted http://www.daveramsey.com/article/4-ways-to-be-sure-your-house-isnt-haunted/lifeandmoney_realestate http://www.daveramsey.com/article/4-ways-to-be-sure-your-house-isnt-haunted/lifeandmoney_realestate Fri, 12 Oct 2012 00:10:00 CST Too many people start out as new homeowners, full of plans and promise, but they are haunted by poor decisions, bad advice and lack of preparation. Could your home end up haunting you? Here are four ways to make sure it doesn't.