http://www.daveramsey.com/ Real Life Money Stories en-us Mon, 20 May 2013 04:05:00 CST 180 Saturday Sunday http://www.daveramsey.com/article/building-a-company-that-cares/lifeandmoney_business http://www.daveramsey.com/article/building-a-company-that-cares/lifeandmoney_business Tue, 02 Apr 2013 00:04:00 CST How do you create this kind of culture, especially if you've already been in business for a number of years and have gone down the traditional business-as-usual route? Here are some ideas. http://www.daveramsey.com/article/entreleader-spotlight-joel-denny/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-joel-denny/lifeandmoney_business Fri, 29 Mar 2013 00:03:00 CST "Persistence pays off. Sometimes we have to make ourselves do things we're not comfortable doing to overcome an obstacle," said EntreLeader Joel Denny. He shares more of his leadership advice from the trenches. http://www.daveramsey.com/article/entreleader-spotlight-amanda-stone/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-amanda-stone/lifeandmoney_business Fri, 29 Mar 2013 00:03:00 CST Missouri EntreLeader Amanda Stone shares her leadership tips. http://www.daveramsey.com/article/4-business-lessons-from-oscar-nominated-films/lifeandmoney_business http://www.daveramsey.com/article/4-business-lessons-from-oscar-nominated-films/lifeandmoney_business Wed, 20 Feb 2013 00:02:00 CST Entertainment aside, EntreLeaders can learn a lot from Oscar-nominated films. Here are a few lessons from this year's crop of nominees. http://www.daveramsey.com/article/should-you-get-a-bigger-refund-this-year/lifeandmoney_taxes http://www.daveramsey.com/article/should-you-get-a-bigger-refund-this-year/lifeandmoney_taxes Wed, 13 Feb 2013 10:02:27 CST It's difficult to know how much you're supposed to pay, but it can be even more of a challenge to know how much you should get back. Should you get a bigger refund this year? http://www.daveramsey.com/article/3-tips-for-tackling-the-tough-topic-of-money/lifeandmoney_church http://www.daveramsey.com/article/3-tips-for-tackling-the-tough-topic-of-money/lifeandmoney_church Fri, 08 Feb 2013 00:02:00 CST Money has the potential to be our greatest blessing or our greatest curse. The church is looking to you for guidance. We've provided a few tips below to help you get started. http://www.daveramsey.com/article/4-ways-to-start-the-new-year-right/lifeandmoney_business http://www.daveramsey.com/article/4-ways-to-start-the-new-year-right/lifeandmoney_business Thu, 31 Jan 2013 00:01:00 CST Have you noticed that there are some business owners out there who just seem to get it right? Discover that magic formula that makes them so blessed while others continue to struggle. http://www.daveramsey.com/article/profit-is-not-a-purpose/lifeandmoney_business http://www.daveramsey.com/article/profit-is-not-a-purpose/lifeandmoney_business Thu, 24 Jan 2013 00:01:00 CST One comment sent Lisa Earle McLeod on a six-year journey interviewing salespeople all over the world to find out if a sense of purpose is the one element that made a difference. Recently, she sat down with EntreLeadership Podcast host Chris LoCurto to talk about the study and her book based on her findings. http://www.daveramsey.com/article/what-you-can-sell-to-gold-stash-to-make-extra-money/lifeandmoney_debt http://www.daveramsey.com/article/what-you-can-sell-to-gold-stash-to-make-extra-money/lifeandmoney_debt Fri, 21 Dec 2012 00:12:00 CST An easy way to build some momentum with your emergency fund or debt snowball right now is to sell some stuff. Have you considered smaller items like unwanted jewelry and collectors' coins you haven't looked at in 15 years? http://www.daveramsey.com/article/6-habits-of-confident-retirees/lifeandmoney_investing http://www.daveramsey.com/article/6-habits-of-confident-retirees/lifeandmoney_investing Wed, 19 Dec 2012 00:12:00 CST A recent survey of more than 1,000 retired 401(k) participants identified six specific actions these confident retirees took as they saved for retirement. http://www.daveramsey.com/article/crucial-elements-to-become-debt-free/lifeandmoney_debt http://www.daveramsey.com/article/crucial-elements-to-become-debt-free/lifeandmoney_debt Wed, 19 Dec 2012 00:12:00 CST By taking the approach of paying off your highest-interest debt first, you ignore some of the most crucial elements of becoming debt-free. Find out three crucial elements to become debt-free as soon as you can. http://www.daveramsey.com/article/life-lessons-from-the-late-zig-ziglar/lifeandmoney_business http://www.daveramsey.com/article/life-lessons-from-the-late-zig-ziglar/lifeandmoney_business Wed, 12 Dec 2012 00:12:00 CST Several years ago, Dave had the honor of meeting Zig Ziglar and interviewing him. Their conversation included several life and business lessons from Zig, which we are sharing with you today in memory of this great man who never had a bad day. http://www.daveramsey.com/article/investors-resist-holiday-temptations/lifeandmoney_investing http://www.daveramsey.com/article/investors-resist-holiday-temptations/lifeandmoney_investing Thu, 29 Nov 2012 00:11:00 CST As you soak up the traditions and togetherness, it's also important to keep an eye to the future. Investors, we're talking to you! Don't be tempted to use your investing budget to spurge on shopping. http://www.daveramsey.com/article/christmas-budgeting/lifeandmoney_budgeting http://www.daveramsey.com/article/christmas-budgeting/lifeandmoney_budgeting Thu, 29 Nov 2012 00:11:00 CST So how do you put together a spending plan in April, or nine weeks out from the event, or while planning for a party that's 11 months from now? Leave that to the members of My Total Money Makeover! Their ideas are easy to implement now and throughout 2013 so you're set for success all year long. http://www.daveramsey.com/article/a-new-plan-for-our-economy/lifeandmoney_church http://www.daveramsey.com/article/a-new-plan-for-our-economy/lifeandmoney_church Thu, 01 Nov 2012 00:11:00 CST Politics won't fix the mess we're in. Fortunately, the church can. Last summer, Dave addressed pastors across the country, inviting them to join him in launching a Great Recovery. Will you join the effort? http://www.daveramsey.com/article/5-steps-to-a-successful-stewardship-ministry/lifeandmoney_church http://www.daveramsey.com/article/5-steps-to-a-successful-stewardship-ministry/lifeandmoney_church Thu, 01 Nov 2012 00:11:00 CST What does it take to develop and maintain a successful stewardship ministry? Gunner Johnson from Gateway Church shares how his church has found success in helping people become good stewards of God's resources. http://www.daveramsey.com/article/10-ways-group-giving/lifeandmoney_church http://www.daveramsey.com/article/10-ways-group-giving/lifeandmoney_church Wed, 31 Oct 2012 00:10:00 CST Here are 10 simple ways you can pay it forward this holiday season with any group you're a part of. http://www.daveramsey.com/article/inheritance-issues-dr/lifeandmoney_relationshipsandmoney http://www.daveramsey.com/article/inheritance-issues-dr/lifeandmoney_relationshipsandmoney Tue, 30 Oct 2012 00:10:00 CST That study shows almost 40% of Z-ers expect to receive an inheritance from their parents and thus don't believe they need to save for retirement. There is a very obvious problem with this. http://www.daveramsey.com/article/trick-or-treat-money-scenarios/lifeandmoney_other http://www.daveramsey.com/article/trick-or-treat-money-scenarios/lifeandmoney_other Tue, 30 Oct 2012 00:10:00 CST Let's play a game of "Trick or Treat!" Here's the idea: We'll present you with a money-based situation, then you have to respond whether it's a good idea (treat!) or a bad idea (trick!). http://www.daveramsey.com/article/new-gen-change-youth-bible-study/lifeandmoney_church http://www.daveramsey.com/article/new-gen-change-youth-bible-study/lifeandmoney_church Tue, 30 Oct 2012 00:10:00 CST Rachel Cruze is excited to offer a brand-new version of Generation Change — a program on life and money for teens. The totally revamped Bible study covers everything from personal identity to money management, avoiding debt, and planning for life after high school. http://www.daveramsey.com/article/leading-fpu-in-a-big-way-at-northland/lifeandmoney_church http://www.daveramsey.com/article/leading-fpu-in-a-big-way-at-northland/lifeandmoney_church Fri, 26 Oct 2012 00:10:00 CST Rick and Jana Haussman were instrumental in bringing FPU to Northland, A Church Distributed in Longwood, Florida. Find out why they enjoy being coordinators and what keeps them going. http://www.daveramsey.com/article/characteristics-of-great-leaders/lifeandmoney_business http://www.daveramsey.com/article/characteristics-of-great-leaders/lifeandmoney_business Fri, 26 Oct 2012 00:10:00 CST Inspiring a team to follow you is not about the money or tight control. It's about leadership. Here are five guiding principles that some of the best of the best live by. http://www.daveramsey.com/article/entreleader-spotlight-jeremy-carver/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-jeremy-carver/lifeandmoney_business Fri, 26 Oct 2012 00:10:00 CST Alabama businessman Jeremy Carver shares his hard-earned lessons. http://www.daveramsey.com/article/two-tricks-to-sell-an-unsellable-home/lifeandmoney_realestate http://www.daveramsey.com/article/two-tricks-to-sell-an-unsellable-home/lifeandmoney_realestate Thu, 25 Oct 2012 00:10:00 CST If you're one of those long-suffering homeowners, don't be too quick to blame the housing market. There are plenty of reasons that houses don't sell, and you could end up waiting even longer if you don't dig deep to find out why. http://www.daveramsey.com/article/andy-andrews-vote-wisely/lifeandmoney_economy http://www.daveramsey.com/article/andy-andrews-vote-wisely/lifeandmoney_economy Wed, 24 Oct 2012 00:10:00 CST As best-selling author and speaker Andy Andrews pointed out in an interview with Dave, if we are concerned at all about our country and its future, we must pay attention to the election and use our votes wisely. http://www.daveramsey.com/article/plug-in-top-10-pastor-podcasts/lifeandmoney_church http://www.daveramsey.com/article/plug-in-top-10-pastor-podcasts/lifeandmoney_church Wed, 24 Oct 2012 00:10:00 CST To keep you stay motivated and encouraged throughout the week, we've compiled a list of 10 recommended pastor podcasts. Which ones would you add to the list? http://www.daveramsey.com/article/selling-out-for-debt-freedom/lifeandmoney_debt http://www.daveramsey.com/article/selling-out-for-debt-freedom/lifeandmoney_debt Tue, 23 Oct 2012 00:10:00 CST "It wasn't that we didn't want to stop spending, we just couldn't figure out how to," says Melinda. Find out how her family curbed their spending. http://www.daveramsey.com/article/the-stewardship-toolbox/lifeandmoney_church http://www.daveramsey.com/article/the-stewardship-toolbox/lifeandmoney_church Fri, 19 Oct 2012 00:10:00 CST Central Christian Church's Director of Stewardship Dave Briggs explains why 100% of your congregation needs ongoing stewardship training. http://www.daveramsey.com/article/dave-briggs-stewardship-spiritual-vitality/lifeandmoney_church http://www.daveramsey.com/article/dave-briggs-stewardship-spiritual-vitality/lifeandmoney_church Fri, 19 Oct 2012 00:10:00 CST After nearly a decade in stewardship ministry, Dave Briggs, Director of Stewardship at Central Christian Church, had an insight that may well answer the question, "Where is the spiritual vitality in my congregation?" http://www.daveramsey.com/article/pricey-petsare-they-making-us-broke/lifeandmoney_budgeting http://www.daveramsey.com/article/pricey-petsare-they-making-us-broke/lifeandmoney_budgeting Fri, 19 Oct 2012 00:10:00 CST Let's face it. Even though pets are worth it, they're not cheap! Dave shares your love for pets and answers some popular questions regarding pet insurance and monetary limits. http://www.daveramsey.com/article/entreleader-spotlight-masterworks/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-masterworks/lifeandmoney_business Fri, 19 Oct 2012 00:10:00 CST Lee Wilhite, Executive Vice President at Masterworks, sees his career as more than a J-O-B. He shares some of his most valuable business lessons, including many that will help you better relate with your team. http://www.daveramsey.com/article/the-karate-levels-of-cash-purchases/lifeandmoney_budgeting http://www.daveramsey.com/article/the-karate-levels-of-cash-purchases/lifeandmoney_budgeting Fri, 19 Oct 2012 00:10:00 CST What does "KLLOCPQ" stand for? Why are lyrics to an '80s hair-band song in an article about paying with cash? How is money like a deer? These are all valid questions. You'll find the answers in this excerpt from Jon Acuff's book, Gazelles, Baby Steps and 37 Other Things Dave Ramsey Taught Me About Debt. http://www.daveramsey.com/article/halloween-recipes/lifeandmoney_martha http://www.daveramsey.com/article/halloween-recipes/lifeandmoney_martha Thu, 18 Oct 2012 00:10:00 CST Get easy caramel dipped apple and caramel corn recipes from Dave Ramsey's Director of Guest Relations. http://www.daveramsey.com/article/4-ways-to-be-sure-your-house-isnt-haunted/lifeandmoney_realestate http://www.daveramsey.com/article/4-ways-to-be-sure-your-house-isnt-haunted/lifeandmoney_realestate Fri, 12 Oct 2012 00:10:00 CST Too many people start out as new homeowners, full of plans and promise, but they are haunted by poor decisions, bad advice and lack of preparation. Could your home end up haunting you? Here are four ways to make sure it doesn't. http://www.daveramsey.com/article/3-money-tips-to-get-you-through-the-election/lifeandmoney_economy http://www.daveramsey.com/article/3-money-tips-to-get-you-through-the-election/lifeandmoney_economy Fri, 12 Oct 2012 00:10:00 CST Election 2012 is upon us, and it's true that there are many challenges in our country today that we hope will be fixed. However, we can't wait on Washington to fix everything - especially our personal finances. http://www.daveramsey.com/article/hurdles-to-financial-peace/lifeandmoney_other http://www.daveramsey.com/article/hurdles-to-financial-peace/lifeandmoney_other Fri, 12 Oct 2012 00:10:00 CST You must identify your hurdles to winning before you can start the process of financial peace. Here are a few obstacles that may get in your way while you are trying to work your way out of debt. http://www.daveramsey.com/article/golden-rule-business/lifeandmoney_business http://www.daveramsey.com/article/golden-rule-business/lifeandmoney_business Fri, 12 Oct 2012 00:10:00 CST Apply the Golden Rule in business with these 4 practical ways to build a company you can be proud of. http://www.daveramsey.com/article/the-entrepreneurs-dilemma/lifeandmoney_business http://www.daveramsey.com/article/the-entrepreneurs-dilemma/lifeandmoney_business Fri, 12 Oct 2012 00:10:00 CST Got so many ideas and don't know where to start? Jon Acuff addresses how business entrepreneurs can overcome fear of being wrong. http://www.daveramsey.com/article/john-maxwell-personal-growth/lifeandmoney_business http://www.daveramsey.com/article/john-maxwell-personal-growth/lifeandmoney_business Fri, 12 Oct 2012 00:10:00 CST John C. Maxwell spoke to EntreLeadership Podcast host Chris LoCurto about how personal growth has been the greatest door opener of his life and how it can be yours too. Here's a sampling of their conversation. http://www.daveramsey.com/article/keeping-focused-4-ways-to-fight-distractions/lifeandmoney_business http://www.daveramsey.com/article/keeping-focused-4-ways-to-fight-distractions/lifeandmoney_business Fri, 12 Oct 2012 00:10:00 CST How do you stay focused in a hyper-frantic world of instant news? Here are four ways to stay focused in your business and make the most of every day. http://www.daveramsey.com/article/does-excessive-halloween-spending-haunt-you/lifeandmoney_budgeting http://www.daveramsey.com/article/does-excessive-halloween-spending-haunt-you/lifeandmoney_budgeting Fri, 12 Oct 2012 00:10:00 CST Here are a few ways to reign in Halloween spending and stay on budget heading into the holiday season. http://www.daveramsey.com/article/simple-plans-create-millionaires/lifeandmoney_investing http://www.daveramsey.com/article/simple-plans-create-millionaires/lifeandmoney_investing Thu, 11 Oct 2012 00:10:00 CST With the right plan and the commitment to stick to it, you can become a millionaire — even a multimillionaire! http://www.daveramsey.com/article/7-scary-money-movies/lifeandmoney_other http://www.daveramsey.com/article/7-scary-money-movies/lifeandmoney_other Wed, 10 Oct 2012 00:10:00 CST We turn to Hollywood and dig up some money-related movies that will definitely send shivers up your spine if you experience them in real life. http://www.daveramsey.com/article/5-nfl-players-who-succeeded-after-football/lifeandmoney_career http://www.daveramsey.com/article/5-nfl-players-who-succeeded-after-football/lifeandmoney_career Wed, 10 Oct 2012 00:10:00 CST Some former NFL players have managed to make the transition into a successful career after their NFL glory days. Read about them and the lessons we can take away. http://www.daveramsey.com/article/october-the-most-critical-month-of-the-year/lifeandmoney_budgeting http://www.daveramsey.com/article/october-the-most-critical-month-of-the-year/lifeandmoney_budgeting Fri, 05 Oct 2012 00:10:00 CST Your money habits in October will have a direct impact on your holidays and even next year. Find out how this month can make or break the next six months of your life. http://www.daveramsey.com/article/video-interview-dave-ramsey-youtube-shay-carl/lifeandmoney_debt http://www.daveramsey.com/article/video-interview-dave-ramsey-youtube-shay-carl/lifeandmoney_debt Thu, 27 Sep 2012 00:09:00 CST YouTube superstar Shay Carl recently appeared on The Dave Ramsey Show to talk about his experiences getting out of debt, finding work he loves, and creating success. http://www.daveramsey.com/article/stitching-together-the-torn-pieces/lifeandmoney_other http://www.daveramsey.com/article/stitching-together-the-torn-pieces/lifeandmoney_other Thu, 27 Sep 2012 00:09:00 CST "I was about to go from being a homeschooling mom to unexpectedly single, so I really needed help preparing my finances for life with three kids, no job and no husband. I was shocked and scared to say the least," Carolyn said. http://www.daveramsey.com/article/how-to-deal-with-your-boomerang-kids/lifeandmoney_kidsandmoney http://www.daveramsey.com/article/how-to-deal-with-your-boomerang-kids/lifeandmoney_kidsandmoney Thu, 27 Sep 2012 00:09:00 CST Most grown children shudder at the thought of moving back in with their parents. All parents should shudder at the thought of their kids staying too long. Read this advice for talking with your boomerang kids to make the most of the temporary situation. http://www.daveramsey.com/article/the-bbb-gold-standard/lifeandmoney_investing http://www.daveramsey.com/article/the-bbb-gold-standard/lifeandmoney_investing Wed, 26 Sep 2012 00:09:00 CST The BBB reviews more than 4 million businesses each year and deals with well over a million complaints. Super-high grades aren't just handed out to the highest achiever; only 23% of businesses earn that coveted A+ rating. http://www.daveramsey.com/article/the-dave-ramsey-show-future/lifeandmoney_other http://www.daveramsey.com/article/the-dave-ramsey-show-future/lifeandmoney_other Wed, 26 Sep 2012 00:09:00 CST "We're going to utilize technology in ways we've never used it before and give people looks and feels and answers and access that they've never had before," Dave said about the future of the radio show.