Dave Ramsey http://www.daveramsey.com/ Real Life Money Stories en-us Thu, 09 Feb 2012 01:02:48 CST 180 Saturday Sunday Love It Or Love It Not http://www.daveramsey.com/article/love-it-or-love-it-not/lifeandmoney_relationshipsandmoney http://www.daveramsey.com/article/love-it-or-love-it-not/lifeandmoney_relationshipsandmoney Wed, 08 Feb 2012 00:02:00 CST A lot of people love Benjamin Franklin. Oh, come on. Admit it. You're probably pretty fond of Benjamin Franklin, too. He's the guy on the front of the $100 bill, and you're not going to say you don't love $100 bills, are you? Say Yes: Change the World With a Simple Idea http://www.daveramsey.com/article/say-yes-change-the-world-with-a-simple-idea/lifeandmoney_other http://www.daveramsey.com/article/say-yes-change-the-world-with-a-simple-idea/lifeandmoney_other Wed, 08 Feb 2012 00:02:00 CST The amount of need out there in the great big world can be overwhelming. How can one person make a difference? Jon Acuff answers that question. Time to Bail: 33% of 2012 Resolutions Are Now Toast http://www.daveramsey.com/article/time-to-bail-resolutions-are-now-toast/lifeandmoney_goalsetting http://www.daveramsey.com/article/time-to-bail-resolutions-are-now-toast/lifeandmoney_goalsetting Tue, 07 Feb 2012 00:02:00 CST Ah, February. The month of love, relationships, chocolate and roses. It's also when too many people throw in the towel on their goals. How about you? EntreLeader Spotlight: David Phillips http://www.daveramsey.com/article/entreleader-spotlight-david-phillips/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-david-phillips/lifeandmoney_business Fri, 03 Feb 2012 00:02:00 CST The Mississippi-based EntreLeader discusses lessons he's learned since taking over the family business. In Their Own Words: Qualities of Great Leaders http://www.daveramsey.com/article/in-their-own-words-qualities-of-great-leaders/lifeandmoney_business http://www.daveramsey.com/article/in-their-own-words-qualities-of-great-leaders/lifeandmoney_business Fri, 03 Feb 2012 00:02:00 CST A leader who can motivate and inspire–one who others will follow—is made up of many talents. EntreLeadership alumni share the qualities they believe are most important. 4 Ways to Empower Your Team http://www.daveramsey.com/article/4-ways-to-empower-your-team/lifeandmoney_business http://www.daveramsey.com/article/4-ways-to-empower-your-team/lifeandmoney_business Fri, 03 Feb 2012 00:02:00 CST You can create a team who is willing to share your dream and take your business to the next level. Learn how to empower your team. Are You Ready For Some Football? http://www.daveramsey.com/article/are-you-ready-for-some-football/lifeandmoney_other http://www.daveramsey.com/article/are-you-ready-for-some-football/lifeandmoney_other Fri, 03 Feb 2012 00:02:00 CST Dave's Director of Guest Relations, Martha Thompson, has no lack of football game-day recipes to share with you! Get two of her favorites now. From Underdog to Champion http://www.daveramsey.com/article/from-underdog-to-champion/lifeandmoney_budgeting http://www.daveramsey.com/article/from-underdog-to-champion/lifeandmoney_budgeting Fri, 03 Feb 2012 00:02:00 CST What does Super Bowl III have to do with Dave Ramsey? Find out now! Big Game, Big Numbers: 10 Facts About the Super Bowl http://www.daveramsey.com/article/big-game-big-numbers-10-facts-about-the-super-bowl/lifeandmoney_other http://www.daveramsey.com/article/big-game-big-numbers-10-facts-about-the-super-bowl/lifeandmoney_other Wed, 01 Feb 2012 14:02:34 CST Here's a brief list of 10 things you might not know about the big game. More Than Words: Finding a Mentor http://www.daveramsey.com/article/more-than-words/lifeandmoney_business http://www.daveramsey.com/article/more-than-words/lifeandmoney_business Wed, 01 Feb 2012 00:02:00 CST The business world has its own commentators—people with catchy book titles and witty words that may not be backed up by real-world experience. As a business leader, you need a mentor. 5 Questions to Ask in Your Search for a Dream Job http://www.daveramsey.com/article/5-questions-to-ask-in-your-search-for-a-dream-job/lifeandmoney_career http://www.daveramsey.com/article/5-questions-to-ask-in-your-search-for-a-dream-job/lifeandmoney_career Wed, 01 Feb 2012 00:02:00 CST Jon Acuff explains what "hinge moments" are and how they can help you clearly define what it is you want to do with the rest of your life. Leaders Are Readers: 4 Must-Have Leadership Books http://www.daveramsey.com/article/leaders-are-readers-4-must-have-leadership-books/lifeandmoney_business http://www.daveramsey.com/article/leaders-are-readers-4-must-have-leadership-books/lifeandmoney_business Tue, 31 Jan 2012 00:01:00 CST If you had the opportunity to study super-successful business owners, you would find one trait that almost every one of them has in common. They love books. Saving Santa http://www.daveramsey.com/article/its-christmastime--in-february/lifeandmoney_budgeting http://www.daveramsey.com/article/its-christmastime--in-february/lifeandmoney_budgeting Mon, 30 Jan 2012 00:01:00 CST Who plans for Christmas in February? Successful savers do! Read what others are doing to ease the hits their bank accounts usually take late in the year. EntreLeader Spotlight: Jonathan Frase http://www.daveramsey.com/article/entreleader-spotlight-jonathan-frase/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-jonathan-frase/lifeandmoney_business Mon, 30 Jan 2012 00:01:00 CST The Memphis, Tennessee-based EntreLeader discusses leadership lessons he's learned since taking over his father's business. Tax Filing Tips for Married Couples http://www.daveramsey.com/article/tax-filing-tips-for-married-couples/lifeandmoney_relationshipsandmoney http://www.daveramsey.com/article/tax-filing-tips-for-married-couples/lifeandmoney_relationshipsandmoney Mon, 30 Jan 2012 00:01:00 CST If you got married in 2009, then you and your spouse know what it's like to go through some firsts together. Now get ready for another one—it's time to face the IRS for the first time as a couple! How to Figure Out What Your Dream Job Really Is http://www.daveramsey.com/article/how-to-figure-out-what-your-dream-job-is/lifeandmoney_career http://www.daveramsey.com/article/how-to-figure-out-what-your-dream-job-is/lifeandmoney_career Thu, 26 Jan 2012 00:01:00 CST When you come to your dream job, your thing, it is rarely a first encounter. It's usually a reunion. Jon Acuff explains why he believes this will help you discover your dream job. More Than Money http://www.daveramsey.com/article/more-than-money/lifeandmoney_kidsandmoney http://www.daveramsey.com/article/more-than-money/lifeandmoney_kidsandmoney Tue, 24 Jan 2012 00:01:00 CST Writer Amy Hammond Hagberg featured Rachel Cruze in the December 2011 edition of "Living With Teenagers." Read the full article here. What Matters Most for Your Business http://www.daveramsey.com/article/what-matters-most-for-your-business/lifeandmoney_business http://www.daveramsey.com/article/what-matters-most-for-your-business/lifeandmoney_business Thu, 19 Jan 2012 00:01:00 CST Dave Ramsey shares six values that turned his business from a "card table operation" in his living room to a national brand that has helped millions. These core concepts will work for you too, no matter the size of your company or organization. The Secret to Saving Money http://www.daveramsey.com/article/the-secret-to-saving-money/lifeandmoney_saving http://www.daveramsey.com/article/the-secret-to-saving-money/lifeandmoney_saving Thu, 19 Jan 2012 00:01:00 CST It doesn't matter what you make — you can save money. It just has to become a big enough priority to you. Learn how to save money and get tips on saving your money at daveramsey.com. 9 Ways to Build Your Emergency Fund http://www.daveramsey.com/article/build-an-emergency-fund-fast/lifeandmoney_saving http://www.daveramsey.com/article/build-an-emergency-fund-fast/lifeandmoney_saving Thu, 19 Jan 2012 00:01:00 CST Here are nine great ways you can start saving for your $1,000 emergency fund. Playing Well With Others: Understanding Your Team's Personality Styles http://www.daveramsey.com/article/understanding-your-teams-personality-styles/lifeandmoney_business http://www.daveramsey.com/article/understanding-your-teams-personality-styles/lifeandmoney_business Wed, 18 Jan 2012 00:01:00 CST You can build a winning team who like, respect and communicate with each other and their leaders by learning the four distinct behavioral styles used in the DISC personality assessment test. What Can I Do for You? http://www.daveramsey.com/article/what-can-i-do-for-you/lifeandmoney_business http://www.daveramsey.com/article/what-can-i-do-for-you/lifeandmoney_business Wed, 18 Jan 2012 00:01:00 CST To get you started on your own journey to servant leadership, we've listed a few of the principles that you can put in place today. Give them a try! They're not complicated, time-consuming or expensive. Does Your Team Sanction Incompetence? http://www.daveramsey.com/article/does-your-team-sanction-incompetence/lifeandmoney_business http://www.daveramsey.com/article/does-your-team-sanction-incompetence/lifeandmoney_business Wed, 18 Jan 2012 00:01:00 CST Problems occur when a team member becomes demoralized and resentful because another worker is allowed to work less or get away with more. When leadership ignores the issue, the situation only gets worse. I'm a ____, But I Want To Be a _____ http://www.daveramsey.com/article/what-do-you-want-to-be/lifeandmoney_career http://www.daveramsey.com/article/what-do-you-want-to-be/lifeandmoney_career Tue, 17 Jan 2012 00:01:00 CST Most of us have at least a blurry definition of what we'd like to do if we could. What do you want to do? Have you ever said, "I'm a [insert profession], but I want to be a [dream job]?" Improve Your Financal Situation in 10 Minutes or Less http://www.daveramsey.com/article/improve-your-financal-situation-in-10-minutes-or-less/lifeandmoney_goalsetting http://www.daveramsey.com/article/improve-your-financal-situation-in-10-minutes-or-less/lifeandmoney_goalsetting Tue, 17 Jan 2012 00:01:00 CST A lot of us say we don't have the time to get organized. Well, here are a few important things you can do in less than 10 minutes! A Shared Purpose Creates Unity http://www.daveramsey.com/article/a-shared-purpose-creates-unity/lifeandmoney_business http://www.daveramsey.com/article/a-shared-purpose-creates-unity/lifeandmoney_business Tue, 17 Jan 2012 00:01:00 CST Lack of a shared purpose is caused by a company leader not restating the vision or mission statement of the company early enough or often enough. Gossip is Poison to Your Team http://www.daveramsey.com/article/gossip-is-poison-to-your-team/lifeandmoney_business http://www.daveramsey.com/article/gossip-is-poison-to-your-team/lifeandmoney_business Tue, 17 Jan 2012 00:01:00 CST Its impossible for people to be comfortable working around each other, let alone enjoy each other, when gossip is present. Gossip is inherently degrading; it will divide and destroy an organization. Elements of Good Communication http://www.daveramsey.com/article/elements-of-good-communication/lifeandmoney_business http://www.daveramsey.com/article/elements-of-good-communication/lifeandmoney_business Tue, 17 Jan 2012 00:01:00 CST Winning organizations must have a culture of communication. Without it, team members are detached and insecure. You can take practical steps right now and create a culture of clear communication in your business. Got A Letter From the IRS? http://www.daveramsey.com/article/got-a-letter-from-the-irs/lifeandmoney_taxes http://www.daveramsey.com/article/got-a-letter-from-the-irs/lifeandmoney_taxes Tue, 17 Jan 2012 00:01:00 CST The IRS has sent you a letter and is trying to contact you. Now what do you do? Start by staying calm and doing three simple steps. 3 Goals That Will Change Your Life This Year http://www.daveramsey.com/article/3-goals-that-will-change-your-life-this-year/lifeandmoney_goalsetting http://www.daveramsey.com/article/3-goals-that-will-change-your-life-this-year/lifeandmoney_goalsetting Fri, 13 Jan 2012 00:01:00 CST Here are three simple, totally achievable goals that will change your life — at least financially. The Truth About Unemployment http://www.daveramsey.com/article/the-truth-about-unemployment/lifeandmoney_economy http://www.daveramsey.com/article/the-truth-about-unemployment/lifeandmoney_economy Fri, 13 Jan 2012 00:01:00 CST Dave Ramsey explains why the economy and unemployment numbers aren't as bad as the media and government say. Top 8 Reasons to Make Goals (and Stick to Them) http://www.daveramsey.com/article/top-8-reasons-to-make-goals-and-stick-to-them/lifeandmoney_goalsetting http://www.daveramsey.com/article/top-8-reasons-to-make-goals-and-stick-to-them/lifeandmoney_goalsetting Fri, 13 Jan 2012 00:01:00 CST Ever wonder why it's so much better to write down a goal and see it through? Well, we've got plenty of reasons why. Martha's Recipe: Coconut Snowball Cupcakes http://www.daveramsey.com/article/marthas-recipe-debt-snowball-cupcakes/lifeandmoney_other http://www.daveramsey.com/article/marthas-recipe-debt-snowball-cupcakes/lifeandmoney_other Thu, 12 Jan 2012 00:01:00 CST One of Martha's most popular creations is Debt Snowball Cupcakes. Now you can make them for any occasion! Combat Unresolved Conflict http://www.daveramsey.com/article/combat-unresolved-conflict/lifeandmoney_business http://www.daveramsey.com/article/combat-unresolved-conflict/lifeandmoney_business Thu, 12 Jan 2012 00:01:00 CST Dave compares the process of resolving a disagreement to pulling out a splinter - making the tough decision to act swiftly for the benefit of all involved. Find out how he and his team practice this daily. The Real Reason You Shouldn't Quit Your Job. Yet. http://www.daveramsey.com/article/the-real-reason-you-shouldnt-quit-your-job-yet/lifeandmoney_career http://www.daveramsey.com/article/the-real-reason-you-shouldnt-quit-your-job-yet/lifeandmoney_career Wed, 11 Jan 2012 00:01:00 CST Figuring it all out as you go is not a plan. Escaping imperfect circumstances is not a purpose. Quitting your job because it feels right is not progress. It's precisely the opposite. EntreLeader Spotlight: Melissa Meiste http://www.daveramsey.com/article/entreleader-spotlight-melissa-meiste/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-melissa-meiste/lifeandmoney_business Wed, 11 Jan 2012 00:01:00 CST EntreLeader Melissa Meiste, owner of Nephew Physical Therapy in Holland, Michigan, shares how she is living out the principles she learned from Dave at EntreLeadership. EntreLeadership Spotlight: Jane DeLaney http://www.daveramsey.com/article/entreleadership-spotlight-jane-delaney/lifeandmoney_business http://www.daveramsey.com/article/entreleadership-spotlight-jane-delaney/lifeandmoney_business Wed, 11 Jan 2012 00:01:00 CST Thousands of business owners and leaders are using Dave's principles every day to take their companies and team members to heights they never imagined. Check out our interview with one of the founders of E-Mealz. Martha's Favorite Hot Cocoa And Tea Mixes http://www.daveramsey.com/article/marthas-favorite-hot-cocoa-and-tea-mixes/lifeandmoney_other http://www.daveramsey.com/article/marthas-favorite-hot-cocoa-and-tea-mixes/lifeandmoney_other Tue, 10 Jan 2012 00:01:00 CST Warm up on a chilly day and package these mixes for gifts throughout the winter season. EntreLeadership Spotlight: Arif Ganghi http://www.daveramsey.com/article/entreleadership-spotlight-arif-ganghi/lifeandmoney_business http://www.daveramsey.com/article/entreleadership-spotlight-arif-ganghi/lifeandmoney_business Tue, 10 Jan 2012 00:01:00 CST EntreLeader Arif Ganghi, president and CEO of Neon Rain Interactive, shares with us his inspiration, dream, secret to success, and much more. EntreLeader Spotlight: Tabetha Franklin http://www.daveramsey.com/article/entreleader-spotlight-tabetha-franklin/lifeandmoney_business http://www.daveramsey.com/article/entreleader-spotlight-tabetha-franklin/lifeandmoney_business Tue, 10 Jan 2012 00:01:00 CST Tabetha Franklin is a true EntreLeader from Beaumont, Texas. She took a few minutes to tell us about one of the toughest calls she has ever had to make and the lessons she's learned from doing so. How to Find Your Strengths http://www.daveramsey.com/article/how-to-find-your-strengths/lifeandmoney_career http://www.daveramsey.com/article/how-to-find-your-strengths/lifeandmoney_career Tue, 10 Jan 2012 00:01:00 CST Marcus Buckingham believes you can't build a career around your best unless you know your strengths. Discover the four clear signs of a strength and how to go about finding yours. Martha's Chocolate Candy Bar Cake http://www.daveramsey.com/article/marthas-chocolate-candy-bar-cake/lifeandmoney_other http://www.daveramsey.com/article/marthas-chocolate-candy-bar-cake/lifeandmoney_other Tue, 10 Jan 2012 00:01:00 CST This recipe is not about the cake, but instead all about the icing! In fact, the recipe has you start with a store-bought chocolate cake mix. But no one will ever guess! 4 Ways People Try to Avoid Uncle Sam at Tax Time http://www.daveramsey.com/article/how-not-to-avoid-paying-taxes/lifeandmoney_taxes http://www.daveramsey.com/article/how-not-to-avoid-paying-taxes/lifeandmoney_taxes Tue, 10 Jan 2012 00:01:00 CST A big pitch of many financial products is that by using them, you can save on taxes. Read why you should never do something just for the tax advantage.