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You've heard Dave say that term life insurance is the only way to go! But why is cash value insurance such a rip-off? Why do you even need life insurance? Jeff Zander answers these most popular questions from Dave Ramsey fans so that you can make the best decision for your family.
If there is at least one person in your life that financially depends on you (spouse, children, etc.), then you must have 10–12 times your annual income worth of term life insurance in place, regardless of which Baby Step you're on.
Contact Zander Insurance to get a term life insurance quote now.Top
Special OffersChurchill Mortgage was the first sponsor for Dave's radio show, and they have served Dave's listeners with integrity and information since that day in 1993. Watch Dave's video about the long relationship that has existed between Dave and Churchill Mortgage's owner, Mike Hardwick. It's easy to see why so many of Dave's fans trust Churchill Mortgage with their home lending needs. Call them today at 1-888-562-6200 or visit them on the web at Churchill Mortgage.
Special Offers800.820.3065 or go to uslegalforms.com.
Special OffersScoreBig.com and enter code “Dave” for an extra $15 off ScoreBig’s below box office prices on your first purchase.
Special Offershttp://SimpliSafe.com to get Dave's special discount. Or call them at 1-888-957-4675 and tell them Dave sent you.
Since 1844 Hillsdale College has pursued its mission "to furnish all persons who wish, irrespective of nation, color, or sex, a literary and scientific education" outstanding among American colleges "and to combine with this such moral and social instruction as will best develop the minds and improve the hearts of its pupils." While its residential campus is located in southeast Michigan and serves about 1,450 students, the College also has a large, national educational outreach which includes mailing a free speech digest, Imprimis, to more than 2.8 million households monthly. In 2011, the College began offering free online courses, and has produced courses on the Constitution, American history, Economics, and more. Hillsdale's current free online courses are "Constitution 101: The Meaning and History of the Constitution" and "Great Books 101—Ancient to Medieval." Register for a free course or subscribe to Imprimis by clicking the appropriate link above.
The #1 selling safes in America are a new sponsor on Dave's show. Liberty Safes help protect your valuables from disasters. With over 350 dealers nationwide, your safe can be delivered with FREE CURBSIDE or custom in-home delivery and installation is also available. Every UL rated Liberty Safe includes a limited lifetime warranty. If your safe ever goes through a fire or an attempted break-in, Liberty will repair or replace your safe for as long as you own it. Whether it's a fire, theft, tornado, earthquake or you just want to protect your kids, storing your guns and valuables in a Liberty Safe is a smart move, especially in today's world. Why it's like having your own bank vault at home; only now you have 24-hour access, no security checks and peace of mind.
Special OffersBlinds.com is America's #1 blinds store. Get huge savings on high-quality, custom window blinds, draperies and plantation shutters. You'll get a great selection, extraordinary service online or over the phone and a 30-Day Money Back Guarantee, all at prices that CRUSH the home improvement store prices!
Online: Wits and Wagers
Featuring games like Wits and Wagers, North Star Games does a great job of getting people to play together! They also have a year-long replacement policy! If anything becomes lost or damaged, they will send free replacements for a full year! No questions asked—and no shipping or handling charges! Just email them at email@example.com. That's it!
Need help planning your retirement or investing? Want to buy or sell a home? Need to find affordable home & auto insurance, health insurance or a tax pro? Use one of Dave's Endorsed Local Providers. Call 888.227.3223
CollectionBully.com connects you with an attorney we trust who will evaluate your situation at no cost to you. If the attorney determines that your rights are being violated, they will enforce your rights against the offending collector. You only pay the attorney if you win a settlement or judgment against the collector.
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