Lorraine in Houston just discovered her husband has a shopping addiction. They have $60,000 in credit card that she was completely unaware of. He’s in counseling. She doesn’t know how to handle this debt, and the credit card companies won’t negotiate. Where does she start to clean up this mess?

Eric and Kirsten in Financial Peace Plaza are debt-free! They traveled to Nashville from Grand Rapids after paying off $71,000 in 2.5 years making $60,000 a year up to $83,000 a year. Kirsten says the key was getting on the same page.

Christopher in Boise is in the National Guard and facing deployment. He has a house payment, and he wants to know what to do with the cash once the deployment is over. Should he pay off his house or something else?

Thomas in Detroit has a payday loan from 2009 that he’s receiving calls for. The collector is threatening him with federal prosecution. Dave explains that this collector is breaking the law.

Harold in Wyoming is trying to refinance his home. He isn’t able to because he walked away from a mobile home and stopped paying the lot rent. Dave recommends approaching the creditor with an attitude of humility.

Juan and Tonya in Financial Peace Plaza are debt-free! They paid off $493,000 in about five years making $100,000 a year up to $170,000 a year. They paid off a house and sold a dream house. Tonya is a real estate agent, and Juan is in pharmaceutical sales.

Steven on Facebook asks what Dave thinks about the income deflation of U.S. currency.

Darren in Florida is getting married this summer. What’s the best way to combine finances with his new wife and avoid friction? Dave says compromise is the name of the game.

Jennifer in Buffalo says her father recently passed away and left each of her kids $5,000 for college. Could the money be used for schools outside of the U.S. if it’s placed in 529 accounts?

Cody and Erin in Financial Peace Plaza are debt-free! They traveled from Oklahoma after paying off $57,000 in two years making $97,000 a year down to $50,000 and back up to $120,000 a year. Their largest debt was the student loan.

Hannah in British Columbia has $35,000 in debt, and they make $30,000 a year. Tuition at the private school for their kids is $685 a month. The school wants them to stay and have offered to let them stay for whatever they can afford to pay each month. Should they leave their kids in this school?

Dave speaks to Mark, the $10,000 winner of the Real Estate Rally.

Toni in New York says her parents have a house in Queens. They’re retired, and the house has become too much for them since it needs quite a bit of maintenance. They’re trying to decide if the house should be sold or if it should be turned into a rental. Toni wants to keep it in the family. What’s the best route for them to go?

Dave talks to Jon Acuff, who’s in Chicago, about Start.

No recap available.