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Question: Ann wants to hear Dave's opinions on healthcare being a moral obligation.
Dave Ramsey's advice: I think if I were arguing for government healthcare, that is the card I would play. The people who want the government to take over healthcare are playing that card because the issue is so emotional. Playing an emotional trump card is an excellent move on their part as part of a political snowjob.
But is it a moral obligation for the government to provide healthcare? Absolutely not. Healthcare is not a human right. We need to care for each other and have a process in the healthcare system for people with no coverage to be helped. But Jesus wouldn't provide healthcare through the government. Nowhere in Scripture was the government used to help people. People helped each other.
There is nothing Christian about the government taking care of anyone. Churches can do it and have been and should do more. We should take care of each other. I think those who are ticked off about the government doing all this should start outgiving the government and put the government out of business.
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I feel universal health care is humane.
finally understand the perspective of the "other side." Thank you.
In my opinion, this country is going to need to realize that we have paid an awful lot of Stupid Tax on programs that don't work, and just walk away.
In regards to the right answer to the heath insurance issue, I believe it should be more like car insurance. Car insurance rates are kept low because of aggressive competition and less government interference (compared to health insurance). Car insurance is something most people shop for themselves, so they have an incentive to find the best value, which also puts a downward pressure on prices.
Another weird thing right now about health care is that companies get a tax break for their expenses in administrating health care plans, but people on their own get no tax relief.
The last piece of the puzzle is reforming the legal system so that the awards on frivolous malpractice lawsuits are limited, thus lowering the cost of malpractice insurance for doctors, thus allowing them to lower prices for the care they provide.
Most people could then buy health insurance just like they do home, car and life insurance. The people who could not afford insurance would still be cared for, just like they are today (today if you go into an emergency room you are treated, regardless of your ability to pay). I believe these are the people that Dave had in mind when he was talking about out-giving the government.