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Miss a show? Check out Dave's featured call of the day—the most inspiring, entertaining, or exciting call from the show daily. Browse through the categories to locate calls by topic. Also, read through Dave's quote of the day—a Bible verse or inspirational quote that is sure to motivate you.
Question: Vicki's husband was talked into buying a Best Buy credit card. They forgot about it, but it was turned into a collections agency. They now owe $285. Dave angrily explains why her husband's stupid behavior was anything but a "best buy".
Dave Ramsey's advice: Here's what you do. Write a $285 check, and on the "for" line of the check, put STUPID BEHAVIOR BY MY HUSBAND! He bought into this, and you guys are totally liable for this. Next time you go into a retail store and they ask you to sign up for a credit card, tell them to jump in the creek!
To everyone else out there who thinks it's a good idea to sign up for the card to get the discount and then cancel the card, THAT'S WHY YOU SHOULDN'T DO IT!