Your online component for Financial Peace University! Class members and class coordinators sign in here!
Your online companion for The Legacy Journey! Class members and class coordinators sign in here.
Build a budget, listen to Dave, and hang out with other Dave Ramsey fans!
Dave's most popular class online and on your schedule.
New to Dave? Learn about Dave and his company.
Get out of debt the same way you learned to walk—one step at a time. Dave has taught these principles to millions via radio, books, Financial Peace University, live events and online.
Four quick ways to get started on Dave's Plan:
The Total Money Makeover Book - Dave's NY Times bestseller
Dave's Starter Pack - Two best-selling books, two DVD lessons and a starter envelope system
Online Tools - Budgeting, commercial-free mp3s, and more! Free 7-day trial to MyTotalMoneyMakeover.com.
The Getting Started Guide - A 7-part email series (one each day) on how to get a running start into Dave's plan.
Here's the process:
An emergency fund is for those unexpected events in life that you can’t plan for: the loss of a job, an unexpected pregnancy, a faulty car transmission, and the list goes on and on. It’s not a matter of if these events will happen; it’s simply a matter of when they will happen. Learn more
List your debts, excluding the house, in order. The smallest balance should be your number one priority. Don’t worry about interest rates unless two debts have similar payoffs. If that’s the case, then list the higher interest rate debt first. Learn more
When you reach this step, you’ll have no payments—except the house—and a fully funded emergency fund. Now it’s time to get serious about building wealth. Learn more
Find local professionals that Dave recommends for: