Unit 1
Key Learning Points

Super Savers:

• Three basic reasons to save money: emergency fund, purchases, building wealth
• Discipline, patience, and goal-setting as related to personal and financial matters

Understanding Investments:

• Compound and simple interest through investment and purchase examples and situations
• Liquidity, diversification, risk return ratio
• Certificate of deposits, money market mutual funds, single stocks, bonds, mutual funds, rental real estate, annuities, commodities, and futures

Retirement and College Planning:

• Benefits of long- and short-term investing plans
  
• IRAs, Roth IRAs, SEPP, 401k, 403b, and 457 retirement plans