Before FPU, I was incredibly stressed out and on edge. All the time. I was living paycheck to paycheck - just barely. When the opportunity arose in late Fall 2011 to enroll in a first quarter 2012 class, I knew it was time to get things under control. Within the first two weeks of FPU and following Dave's plan, I felt my stress levels recede and an amazing peace sent only from God came over me. I knew I could do this. In the six months since starting my new way of life, I have not bounced any checks or made late payments, I've paid off two credit cards and will pay off my car later this month, paid for $600 in car repairs WITH CASH and have been able to contribute more money to the household groceries. I still slip up here and there and I'm still learning. But I feel like I have so much more control over not only my finances, but my life. Thank you, Dave Ramsey and FPU!