My wife and I went through FPU in the fall of 2011 and loved it. We went from burning through about $500 a month in savings to being able to put about that amount into savings or on debt while also doing some regular charitable giving for the first time. We've also eliminated most of the fights we used to have about our spending with this approach. We had a major "financial peace" moment when our newborn son spent a week in NICU. Because we had been piling up cash, we were able to focus on the medical emergency without worrying about its financial implications. I can't recommend this class highly enough.