Upon returning home from a mini-vacation in Pittsburgh, my check engine light came on in my car. Instead of panicking and wondering which credit card had enough available credit to cover the $265 cost of a bad engine coil, we were able to cover it with CA$H because of our budgeting through FPU. This was after paying cash for everything during our vacation! About a month later, my brakes began to grind and we found the front brakes needed replaced completely. Again, because of FPU, we were able to cover the $480 repair with CA$H! This is a sense of peace we've never known and, while we're still working to pay off our debt, it is so nice to know that we don't have to scramble to find available credit on a credit card to cover every day 'Murphy' happenings. Thank you so much!