Each class session lasts approximately two hours. During the first hour, Dave Ramsey teaches on video. During the second hour, class members come together for small-group discussion. Group members support each other and hold each other accountable as they work together to transform their financial future.
What happens if I miss one class? Can I make it up?
As part of your lifetime membership to FPU, you will receive audio discs of all 13 lessons in your kit. If you miss a class, simply review the audio during the week and discuss a meaningful highlight with your coordinator when you return to class.
You could also ask your coordinator about possibly making up the session or borrowing the DVD. If a coordinator loans out a DVD—with the promise that it will be returned at least two days prior to the next class—we suggest they only do so if they get a $35 deposit on the DVD. That's what it will cost to replace it.
The first class session is usually two weeks after the preview session. In some cases, the coordinator may decide to host a second preview session. In those instances, the class start date may be moved back. Please check with your class coordinator or check our website for updated class start dates.
Yes! All coordinators and FPU members can call the office at 877.FPU.COOR or 888.227.3223 anytime for additional assistance. If the question is short and simple, then one of our phone advisors will be glad to answer it free of charge.
However, if it is a more detailed and complex question that requires a trained counselor's assistance, phone counseling or one-on-one counseling is available through a network of trained counselors. For more information on counseling, visit the counseling page.
Everyone truly benefits from this program, regardless of age (whether you are 21 or 61), regardless of income (whether you make $12,000 or over $100,000 per year), and regardless of marital status. Everyone benefits from FPU!
Our guarantee is simply this: If you do it, it works! If you don't do it, it won't work! If you work the program, you won't want your money back. If you don't work the program, you don't get your money back.
We will help you as much as needed throughout the program to ensure your success. We truly hope this becomes a major blessing to you and your family!