70% of Americans live paycheck to paycheck and 24% of take-home pay is wasted on non-mortgage debt. Your employees are struggling to make ends meet and it’s hurting your business and your retirement plan.

Retirement Readiness Is 80% Behavior
And Only 20% Head Knowledge

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With SmartDollar, your employees will learn to proactively control their money and tackle the real issues first. Best of all, Dave Ramsey makes behavior change fun and entertaining! Once your employees are excited to change their behavior, SmartDollar provides all of the tools they need to implement what they’ve learned.

We don't just talk about change, we deliver it! The Ramsey Financial Wellness program has helped millions of people change their behavior and prepare for retirement. The average turnaround is $8,000 in the first 90 days!

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employees' financial well-being.

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New Financial Wellness
Benefits Research

Employer-provided financial wellness benefits a win-win for employers and employees.

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retirement program?

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We created this program for employees like yours... and companies like yours.