By Stacey
It was almost Christmas, and I decided I HAD to have a chocolate lab for Christmas. We cleaned out our savings account, which was $175 and bought an AKC registered pup. We were young and stupid.
When we got home with the dog, we realized that we didn't have a dog house, food, or anything that a dog needs. So we went to Wal-mart and charged over $100 worth of doggie accessories. We then decided to install an invisible dog fence. We could not afford it, so we put the $500 fence on a payment plan.
The dog's name was Rocky. One day he decided to live up to his name and swallowed a rock. This resulted in about $600 of vet bills for the surgery to remove the rock. We charged the surgery on credit cards.
A few months later, we decided we could no longer keep this 75-pound puppy who was playfully destroying our home. We sold him to a breeder who had a farm so he could run free. We were left with over $1,000 worth of debt on vet bills for a dog we no longer had and an invisible dog fence. That was really stupid.
We are now working our Total Money Makeover and will never purchase a pet again unless we have the cash to pay for him and a pet emergency fund.
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