By Bridgette in UT

I heard about The Total Money Makeover from a couple of friends who bought the book. They explained the method Dave outlines of paying of your smallest debts first and then working up to the big ones, after getting at $1,000 savings cushion established.

It took my husband and I one year after implementing the plan to reach a big goal - today we paid off our car, which is the biggest debt we have. We are completely debt free with $4,000 in savings!

Our new savings goal is $10,000, which we will get to in 6 months if we stick to our plan. It feels so good to be able to say we did it! I am the first person in my family to be able to claim the title of completely debt free.

Thank you, Dave Ramsey, for the advice that started it all. Because of your book, I changed my outlook and habits about spending.

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