The Dave Says column has a total, combined print circulation of more than 8 million!

Dave Says is a syndicated column carried by more than 400 publishers, with a total, combined print circulation of over 8 million! Featuring the advice of personal finance expert and bestselling author Dave Ramsey, the Dave Says column is filled with timely, relevant questions and answers taken from actual letters and calls on Ramsey's radio program, The Dave Ramsey Show.

Featured Columns

by Best Selling Author and Nationally Syndicated Radio Show Host Dave Ramsey

To be unclear is to be unkind

Dave Says - January 16, 2017

My friend and I are roommates, and we've always had an agreement that we split each of the bills fifty-fifty. We both work and have decent jobs, but for the last couple of months she's been really late in paying her half of the bills...

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Dissolve the LLC?

Dave Says - January 9, 2017

My wife and I are debt-free, plus she has a business giving music lessons. We formed an LLC last year when she had several students and was making over $3,000 a month, but that all changed...

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Not needing credit cards

Dave Says - January 2, 2017

I've followed your plan for three years. I'm living totally debt-free except for my home, and I pay for everything with cash...

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