Terms of Use

By visiting daveramsey.com, you agree to the terms of this agreement. This agreement is subject to change at any time by The Lampo Group, Inc.

Warranty

No warranty is made by The Lampo Group, Inc. regarding any information, services or products provided through or in connection with the service. The Lampo Group, Inc. hereby expressly disclaims any and all warranties, including without limitation: any warranties as to the availability, accuracy or content of information, products or services; any warranties of merchantability or fitness for a particular purpose. Some states/provinces do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Use Restriction

The material on daveramsey.com is meant to be shared for informational, non-commercial use only. Site visitors are allowed to download and distribute banner graphics and promotional materials for the express purpose of promoting daveramsey.com. Videos appearing on The Lampo Group, Inc. YouTube channel may be inserted into private blogs and websites, but must link directly to the official Lampo Group, Inc. video on YouTube.

Your Email Address

The Lampo Group, Inc. agrees to never sell or distribute your email address to third parties. Unsubscribing from any email list does not necessarily unsubscribe you from other email lists within The Lampo Group, Inc. Users agree to provide The Lampo Group, Inc. with an up-to-date email address.

Linked Sites

This website provides links to other third-party websites (in all cases “Linked Sites”). These Linked Sites are provided solely as a convenience to you and may be based upon the content that you elect to view or the information that you provide. Such Linked Sites are not under our control, and we are not responsible for and do not endorse, monitor, review, investigate, verify, or validate the content of such Linked Sites, including any products, information or materials contained on such Linked Sites. We are not responsible for the accuracy or reliability of any information on the Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites. It is your responsibility to evaluate the accuracy, reliability, timeliness, and completeness of the content of these Linked Sites. Some of the content served by us may be from merchant sites, and sales or activities through these sites may generate a commission payable to us. We accept no responsibility for reviewing changes or updates to, or the quality, content, policies, nature or reliability of third party web sites, including, without limitation, Linked Sites and websites linking to the this website or its content. You should review applicable terms and policies, including privacy and data gathering practices, of third party web sites, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.

Text Messaging

By opting in to our mobile service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.

By signing up, you are confirming you are over the age of 13.

Opting Out

Text STOP to stop receiving SMS messages from Ramsey Solutions. (you will receive a confirmation text).

Additional Help

For additional information, text HELP for help or contact Ramsey Solutions at dcemails@daveramsey.com or call 888.22.PEACE. Message and data rates may apply

Supported carriers are:

AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.

We take your privacy seriously. Please visit www.daveramsey.com/company/privacy-policy to review our privacy policy.

Agreement

This agreement contains the entire agreement between the visitor and The Lampo Group, Inc. regarding the use of the service, and supercedes all prior written and oral understandings and writings.

The agreement shall be governed pursuant to the laws of the state of Tennessee. The member hereby warrants and represents that he or she is in all respects qualified and competent to enter into this agreement.