Terms of Use

By visiting daveramsey.com, you agree to the terms of this agreement. This agreement is subject to change at any time by The Lampo Group, Inc.


No warranty is made by The Lampo Group, Inc. regarding any information, services or products provided through or in connection with the service. The Lampo Group, Inc. hereby expressly disclaims any and all warranties, including without limitation: any warranties as to the availability, accuracy or content of information, products or services; any warranties of merchantability or fitness for a particular purpose. Some states/provinces do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Use Restriction

The material on daveramsey.com is meant to be shared for informational, non-commercial use only. Site visitors are allowed to download and distribute banner graphics and promotional materials for the express purpose of promoting daveramsey.com. Videos appearing on The Lampo Group, Inc. YouTube channel may be inserted into private blogs and websites, but must link directly to the official Lampo Group, Inc. video on YouTube.

Your Email Address

The Lampo Group, Inc. agrees to never sell or distribute your email address to third parties. Unsubscribing from any email list does not necessarily unsubscribe you from other email lists within The Lampo Group, Inc. Users agree to provide The Lampo Group, Inc. with an up-to-date email address.


This agreement contains the entire agreement between the visitor and The Lampo Group, Inc. regarding the use of the service, and supercedes all prior written and oral understandings and writings.

The agreement shall be governed pursuant to the laws of the state of Tennessee. The member hereby warrants and represents that he or she is in all respects qualified and competent to enter into this agreement.