When your budget won't let you give gifts to everyone in the world—which is always, by the way—who should you give...
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My computer broke down in 2004, and I just had to have a new computer, with a price tag of $1,500.
Why $1,500? That's how much I got financed!
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So, I got the stupid thing, and not reading the fine print, I've been paying over 30% interest for five years! The bill has never been below the original $1,500 because of late fees and payments over the years.
I realized that over five years, I have paid for that $1,500 computer at least 10 times! Talk about stupid tax!
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