When your budget won't let you give gifts to everyone in the world—which is always, by the way—who should you give...
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Everyone needs a vacation, a mental break. It's important to take time away from work and everyday life; studies show that it's good for you and your career. Taking a vacation (no matter how long) will refresh you, and you'll return with less stress and new energy.
Here are some tips on how to plan a vacation that won't break your bank account:
Check the Numbers
Review your budget and decide how much money you can spend on a vacation. To figure out what you can afford, divide your money into categories: travel, accommodations, meals and entertainment/activities. This will give you a clear picture of the cost of your vacation. Remember, the getaway doesn't have to cost thousands of dollars. Even a weekend away can work wonders. Be realistic and refuse to go into debt. Download free budgeting forms now.
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Make a List
Create a list of activities that you would like to do on your vacation. Your destination will depend on that list. Review the list and determine various locations that will meet your desires. This may take some researching, but the extra work will be worth it. You want to take a vacation that will be enjoyable and worth your time and money.
It's time to hop on the internet and find great travel deals. Depending on what you want to do, there are many websites that offer vacation packages and last-minute deals. A travel agent can provide helpful insight into a particular location or package that you are considering. If you decide to use a travel agent, talk to more than one so you can compare prices and learn all the options available.
By being flexible with your time, you could end up with a much better deal. Waiting on last-minute specials or traveling during the off-season are great ways to save money. Also, traveling in the middle of the week, instead of on the weekend, is another smart option.
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If money is tight, think of some unique ways you can take a getaway without dwindling your budget. Consider traveling to a nearby town or even checking out the popular tourist attractions in your own community. Stay with friends or family to lower the cost of accommodations.
Camping is another great alternative; it's cheap and fun, especially if you have kids. Check out "voluntourism" opportunities. This option allows you to stay in exotic locations at a significant discount in exchange for volunteer work.
Don't let your budget convince you that a vacation is unaffordable. With some planning, anyone can take a little vacation. Whether it's for a weekend or two weeks, you will be glad you took the trip.
Want to take a longer and better vacation? In Financial Peace University, Dave will teach you how! He'll teach you how to become a super saver, how to plan your monthly and vacation budgets, and how to find and buy big bargains. This is definitely something that will positively affect you in the coming months and for the rest of your life! Find a class in your area!