When your budget won't let you give gifts to everyone in the world—which is always, by the way—who should you give...
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The new year is upon us. If you’re like most folks, getting your finances in order is at the top of your to-do list—just like it was last year. And the year before last too.
Of course, history proves that resolving to handle money better doesn’t mean much if you don’t actually do it. If you truly want to have a Make It Happen New Year, you’ve got to offer more than empty promises. You need to take action.
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We’re making the first step really easy with a free download of our Monthly Cash Flow Plan. This form allows you to plan out, in advance and on paper, where every dollar will go for the month. You’ll be prepared for both regular and easy-to-forget expenses throughout the year. You’ll also feel more confident when making purchases because you know you can actually pay for them. It’s a simple, organized way to stay on top of your giving, saving and spending.
Research shows that people who follow a zero-based budgeting system like this one pay off 19% more debt and save 18% more money than those who don’t. If you’ve got 30 minutes to spare each month, you can reach—and even succeed—your financial goals. Stick with the budget, and you might just move something else to the top of your resolution list next year.