Three $2,000 cash prizes toward a retirement fund
One hundred people will win a copy of The Legacy Journey book.
Here at Dave Ramsey's Lampo Group, Inc., we like to keep things nice and simple. However, the lawyers tell us we've got to have rules. So, here they are.
Who is eligible: You don't have to buy anything, but you must be a legal resident of one of the 50 United States or the District of Columbia, and at least 18 years of age. If there's a problem, which we don't expect, United States and Tennessee laws will govern this sweepstakes. NO PURCHASE NECESSARY. Product purchases or other interactions with the Lampo Group will not increase your chances of winning. VOID WHERE PROHIBITED BY LAW.
Who is not eligible: Sorry, but you are not eligible if you are an officer or employee of Lampo or of radio stations carrying The Dave Ramsey Show; Endorsed Local Providers of Lampo or Lampo-trained Counselors; persons working on this sweepstakes at any level in any capacity or working for any outside companies or agencies involved in the sweepstakes, or if any of your immediate family members fall into any of these categories.
How to Enter: To enter the sweepstakes, you must complete and submit the form provided at www.daveramsey.com. Your entry must be received during the sweepstakes period to be qualified for that week's selection, since each week's winners will be selected from among all valid entries actually received during that Entry Period. Your non-winning entry which was eligible during any week's selection process will not be carried over into any subsequent Entry Period selection processes.
Sweepstakes Periods: The sweepstakes shall consist of seven consecutive entry periods with corresponding On-air Giveaway Dates on the next business day following the end of an entry period. The entry periods shall begin at 12:01 a.m. CST on the beginning date and end at 11:59 p.m. CST on the ending date. The On-air Giveaway is expected to take place during the broadcast of the Dave Ramsey Show® between 1:00 p.m. CST and 4:00 p.m. CST on the dates specified. The giveaway dates are subject to change due to availability and schedule of Dave Ramsey®. The sweepstakes periods are:
|Period||Entry Period||Expected On-air Giveaway Date|
|1||Nov. 3, 2014 to Nov. 8, 2014||N/A|
|2||Nov. 9, 2014 to Nov. 15, 2014||Nov. 18, 2014|
|3||Nov. 16, 2014 to Nov. 22, 2014||Nov. 25, 2014|
|4||Nov. 23, 2014 to Nov. 29, 2014||Dec. 3, 2014|
|5||Nov. 30, 2014 to Dec. 6, 2014||Dec. 9, 2014|
|6||Dec. 7, 2014 to Dec. 13, 2014||Dec. 16, 2014|
|7||Dec. 14, 2014 to Dec 21, 2014||Dec. 22, 2014|
The Drawing: During each Sweepstakes Period, Entrant names will be randomly drawn via computer program. Odds of winning will depend upon the number of entries. A first place winner is the first name drawn having met all requirements for entry and availability in this rules. Second place winners shall be the next names drawn in the number corresponding to a particular period. For numbers of first and second place winners for each drawing/sweepstakes period, see table below. For the final giveaway, week 7, the first place winner will receive a cash prize and the opportunity to designate one person of their choice ("Friend") to receive an equal cash prize. The Friend picked by the winner must not be an immediate family member of the winner and must supply the information required on the form at www.daveramsey.com to receive the winnings. The Friend and Winner will be required to affirm that there has been no payment for the Winner's choice or a promise to share the Friend's Cash with the Winner. Prizes are as follows:
|Period/Entry Period||First Place Winner(s)||Second Place Winners|
|1||$1,000.00 (three winners)||The Total Money Makeover Book (300 winners)|
|2||$8,000.00||Starter Envelope System (100 winners)|
|3||$10,000.00||FPU Home Study kit (50 winners)|
|4||$2,000.00 (three winners)||The Legacy Journey Books (100 winners)|
|5||$2,500.00 (two winners)||Smart Money Smart Kids Books (100 winners)|
|6||$12,000.00||Pair of Live Event Tickets (50 winners)|
|7||Winner gets $7,500 and winner gives an additional $7,500 to someone else (not an immediate family member)||The Go-Giver Book (100 winners)|
Second place winners will receive one of the featured prizes listed at www.daveramsey.com/giveaway. Said prizes will be selected by a Dave Ramsey team member prior to a name being drawn. The second place prizes will be announced on www.daveramsey.com/giveaway each week, and the second place winners will receive notice via email or phone. No substitution, transfer, or assignment of prizes is permitted, except that we reserve the right to substitute a prize of equivalent value in the event the offered prize is unavailable.
Necessary Availability: Unless otherwise stated herein or prohibited by law, any Entrant who is selected as a first place winner will be contacted by phone by Dave Ramsey or his team members prior to the On-Air Giveaway time period for the particular Sweepstakes Period. Only one call will be attempted. If contact is unsuccessful, the first name in the second place winner list will be called and randomly drawn names will be added to the second place list until there is one first place winner and one hundred second place winners for each Sweepstakes Period. Winners may or may not be announced on The Dave Ramsey Show®. The Winning Entrants who are successfully contacted by phone must also be available to appear by telephone on The Dave Ramsey Show®, should The Lampo Group request this as part of the winner's announcement, unless prohibited by law. By entering, you grant us the right to use and publish your name, city and state of residence online, in print, email, and any other media in connection with this year's sweepstakes. You also grant us the right to use your name and likenesses for advertising and promotional purposes for this year's sweepstakes without additional compensation, unless this is prohibited by law.
Incomplete or Multiple Entries: You may enter only one time during each 24-hour calendar day of the sweepstakes. Multiple automated entries, or entries submitted by others on your behalf, or entries submitted by you using different identities or addresses, will be considered fraudulent, rendering you ineligible for any prize on any day. Incomplete entries will not be eligible to win.
Cumulative Prizes: Over the life of the sweepstakes $59,000.00 cash will be given away along with certain Dave Ramsey® products including: Financial Peace Juniors, Legacy Journey Home Studies, Gen Change, Live Event Tickets, and vouchers for My TMMO. The total value of all prizes awarded, including cash, during the sweepstakes will be approximately $100,300.00.
Entries not received: We can't be responsible for any computer, online, telephone, or technical malfunctions that prevent or postpone your entry's receipt. Your entry will become our property once we receive it, and it will not be returned in any format. Your odds of winning a prize any week will depend on the number of eligible entries received that week. We reserve the right, at our sole discretion, to disqualify anyone who tampers with the entry process, and to cancel, terminate, modify, or suspend the sweepstakes.
Taxes: All taxes on prizes are the responsibility of the prize winners.
Entrant's agreement: By entering, you agree to abide by the terms of these official rules and by the decisions we make regarding this sweepstakes, which are final and binding on all matters. If you do not agree to that, please do not enter.
Announcing winners: Winners not contacted by phone at the time of their selection will be notified by e-mail and/or by a later telephone call, and still may be announced live during the Dave Ramsey Show® on the radio or via one of our email newsletters.
Signing documents: If you win, you will be required to sign an affidavit of eligibility and a release before you receive your prize. If you decide you would rather not sign the release which we submit to you, you will not receive your prize.
Entrant's release: By entering, you agree in advance to release and hold harmless us (The Lampo Group, Inc.) and our subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability or any injuries, loss, or damage of any kind arising from, or in connection with, this sweepstakes or any prize
Termination of Sweepstakes: Should this sweepstakes be terminated prior to the end of the Entry Period, which we may do at our sole discretion, a notice will be posted on www.daveramsey.com.
Government form: Sorry, but if you win you'll have to sign, and return to us, an IRS form W-9 before receiving your prize. And we are required by IRS Circular 230 to tell you that neither these Rules nor any other communication regarding this giveaway is written or communicated for the purpose of helping you avoid any penalties that may be imposed by federal tax law, and neither you nor any other affected taxpayer may use them that way.
Jurisdiction and Venue: Tennessee law applies to this sweepstakes. Void where prohibited for any reason. All disputes resulting in legal action shall be resolved in the courts of Williamson County, Tennessee and Entrant consents to the exclusive jurisdiction of those courts. Should Lampo find it necessary to seek legal assistance to enforce its rights, its damages, if any, shall include its reasonable legal expenses and fees.
When bad things happen: We assume no responsibility for anything that happens outside of our control to delay or prevent your entry, and we assume no responsibility for anything within our control that delays or prevents your entry except where by the exercise of ordinary care we could have kept it from happening or promptly corrected it.
Winners' list: For a list of winners, send a self-addressed, stamped envelope to The Lampo Group, 1749 Mallory Lane, Brentwood, Tennessee 37027, Attn. Christmas Giveaways Sweepstakes - Marketing Department. Unless otherwise required by law, requests received after one month following the drawing date will not be filled.
The sponsor: This giveaway is sponsored by us, The Lampo Group, Inc., 1749 Mallory Lane, Brentwood, Tennessee 37027.
Rights claimed: This sweepstakes and these Rules are Copyright 2014 by Lampo Licensing, LLC, and all rights are reserved. All rights to our trademarks and trade names owned by The Lampo Group, Inc., are likewise reserved. There. You did it. Now that wasn't so bad, was it?