No insurance on cell phones
In his response to Lisa's question, Dave explains why he thinks taking out insurance on your cell phone is a bad idea.
 
Don't tithe with credit cards
Melissa wants to know Dave's opinion on churches encouraging people to do e-giving with credit cards or debit cards. Dave isn't a fan of churches asking members to use a debt vehicle to pay their tithes.
 
Loyalty and character
Dave responds to a note from someone who says employees don't owe loyalty to their employers. If you guessed that Dave disagrees, you're right. In the process, he explains why things like loyalty and character still matter.
 
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