It's a myth that only the rich can be debt-free. The truth is that anyone can become debt-free. True debt reduction is plain common sense and hard work.
Find out how Dave Ramsey's debt snowball plan will help you build serious momentum to get out of debt.
The bank wants a co-signer for a reason—they don't expect the friend or relative to pay. Learn more about why co-signing a loan is a horrible idea.
Debt consolidation is nothing more than a "con" because you think you've done something about the debt problem. The debt is still there, as are the habits that caused it—you just moved it!
Find local professionals that Dave recommends for: