You've heard Dave say that term life insurance is the only way to go! But why is cash value insurance such a rip-off? Why do you even need life insurance? Jeff Zander answers these most popular questions from Dave Ramsey fans so that you can make the best decision for your family.
If there is at least one person in your life that financially depends on you (spouse, children, etc.), then you must have 10–12 times your annual income worth of term life insurance in place, regardless of which Baby Step you're on.