Too many people claim they want to invest for their future but do nothing about it. There's a big difference between just thinking about something and actually doing it. Many people think investing is too confusing, but it's actually pretty simple. Learning the basic rules of investing and taking the proper steps forward can lead to wealth and security (which is what you want, right?).
The best way to start investing is with a 401(k) or other matching plan if your employer provides a match. Start there and invest up to the match. After that, you should start investing in a Roth IRA. If you have no clue what this is or always get confused when you hear an investing term, this is just for you. There are no big words here you can't understand. A Roth IRA is simply:
Although you can pull your money out of a Roth IRA in certain circumstances, Dave doesn't recommend doing this. If you pull the money out before you hit age 59 1/2, you will most likely face fees for taking it out early. So, make sure you can afford to invest in a Roth IRA.
Make this as simple as possible by having a set amount withdrawn from your bank account and put into your Roth IRA each month. You won't even feel like you're missing the money since you never saw it to begin with. Basically, put the money in and forget about it. It's very simple to set one up.
Find an investment professional in your town to help you set up a Roth IRA today.
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