To get a handle on your household budget, ask these questions:

1. How much income do I have coming in? Include everything.
2. How much do I have going out in bills every month?
3. Is my spouse (if you have one) working with me to get a handle onour household budget?

It's time to get on a written game plan.

John Maxwell says, "A budget is telling your money where to go, instead of wondering where it went." You don't have to start a household budget with a perfect month. Start where you are. Write down what you have today. Income and expenses. From then on, spend all your income on paperwith purpose before the month begins.

Do all your household budget on purpose, all on paper, and all with your spouse. Then you'll have a game plan. Also, many engaged couples create practice budgets. But after you budget-practice together, you each should go off and pay your own bills. You don't need any joint property or joint bills until you've said your vows. Practicing with a household budget is good for getting you accustomed to the give and take required to make a marriage thrive.

Get on a written plan today. Download our budget forms to get started.

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